Analyzing...
Loading company...
IIFL Finance Ltd. operates as an integrated financial services company. The company is headquartered in Mumbai, Maharashtra and currently employs 33,910 full-time employees. The company went IPO on 2005-05-12. The firm operates through the financing segment. The firm offers a suite of financial products such as home loans, mortgage loan, gold loans, loans against securities loans to small and medium enterprises (SMEs), micro finance loans (MFI) and digital finance loans. Its home loans include secured SME loan, new home loan, Pradhan Mantri Awas Yojana and home renovation. The firm and its subsidiaries are engaged in providing a diverse range of loans and mortgages. The firm has a nationwide presence with a network of approximately 4,267 branches, which includes over 500 cities. The Company’s subsidiaries include IIFL Home Finance Limited, IIFL Samasta Finance Limited and IIFL Open Fintech Private Limited.
Nothing flagged for monitoring
“Banking franchise in NBFC — Lending & Credit.”
Net Interest Income of ₹11,754 Cr on total income of ₹11,777 Cr.
Cost-to-income ratio at 28.0%. Provision coverage at 0.0% of income.
“On the whole, I think you should see about a 20%, 25% AUM growth next year”
“We expect lower loan losses and provision in the second half...second half loan losses provision around 2.2% to 2.4% and full year between 2.8 to 3%”
“going forward next year, we expect our credit cost to be even lower, maybe further fifty, sixty basis point decline and should be less than 2%”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 11.9%▲ | 2.8% |
| ROCE | 9.2%▲ | 4.2% |
| Net Margin | 15.4%▲ | 11.9% |
| EBITDA Margin | 62.3%▲ | 29.0% |
| Debt To Equity | 4.97x▲ | 0.09x |
| Rev Growth 3yr | 16.6%▲ | 12.2% |
| EPS Growth 3yr | 3.2%▼ | 12.6% |
| Cost To Income | 28.0%▼ | 36.9% |
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| ₹14,344 Cr +40.5% | ₹10,211 Cr -0.4% | ₹10,249 Cr +24.1% | ₹8,259 Cr +20.8% | ₹6,836 Cr +17.1% | ₹5,840 Cr +23.2% | ₹4,739 Cr -5.0% | ₹4,988 Cr | |
| ₹19 Cr -26.3% | ₹26 Cr -89.1% | ₹241 Cr +28.0% | ₹188 Cr +10.8% | ₹170 Cr +13.6% | ₹150 Cr +82.9% | ₹82 Cr -23.6% | ₹107 Cr | |
| Total Income | ₹14,364 Cr +40.3% | ₹10,237 Cr -2.4% | ₹10,490 Cr +24.2% | ₹8,447 Cr +20.6% | ₹7,006 Cr +17.0% | ₹5,989 Cr +24.2% | ₹4,821 Cr -5.4% | ₹5,096 Cr |
| ₹11,383 Cr +27.3% | ₹8,944 Cr +12.9% | ₹7,919 Cr +25.0% | ₹6,335 Cr +15.8% | ₹5,470 Cr +9.7% | ₹4,985 Cr +21.7% | ₹4,096 Cr +0.6% | ₹4,070 Cr | |
| Profit Before Tax | ₹2,981 Cr +321.6% | ₹707 Cr -72.5% | ₹2,572 Cr +21.7% | ₹2,113 Cr +37.5% | ₹1,536 Cr +52.9% | ₹1,005 Cr +38.6% | ₹725 Cr -35.8% | ₹1,130 Cr |
| Exceptional Items | ₹0.00 Cr +100.0% | (₹587 Cr) | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr -100.0% | ₹105 Cr |
| ₹725 Cr +462.9% | ₹129 Cr -78.4% | ₹598 Cr +18.4% | ₹505 Cr +45.2% | ₹348 Cr +42.5% | ₹244 Cr +10.0% | ₹222 Cr -31.8% | ₹325 Cr | |
| Net Profit | ₹2,256 Cr +290.1% | ₹578 Cr -70.7% | ₹1,974 Cr +22.8% | ₹1,608 Cr +35.3% | ₹1,188 Cr +56.2% | ₹761 Cr +51.1% | ₹503 Cr -37.4% | ₹804 Cr |
| Profit (Owners) | ₹2,103 Cr +455.1% | ₹379 Cr -78.5% | ₹1,764 Cr +17.5% | ₹1,500 Cr +26.3% | ₹1,188 Cr +56.3% | ₹760 Cr +51.5% | ₹502 Cr -27.3% | ₹691 Cr |
| Minority Interest | ₹153 Cr -23.2% | ₹199 Cr -5.4% | ₹211 Cr +96.4% | ₹107 Cr | ₹0.36 Cr -48.1% | ₹0.69 Cr -57.9% | ₹2 Cr -98.6% | ₹114 Cr |
| Other Comprehensive Income | ₹37 Cr ↑ Recovery | (₹13 Cr) +23.3% | (₹17 Cr) ↓ Decline | ₹32 Cr +249.6% | ₹9 Cr ↑ Recovery | (₹24 Cr) -265.1% | (₹7 Cr) +34.1% | (₹10 Cr) |
| EPS | ₹49.45 | ₹8.92 | ₹41.60 | ₹35.49 | ₹28.16 | ₹18.06 | ₹11.94 | ₹19.47 |
| Diluted Shares | ₹43 Cr | ₹42 Cr | ₹42 Cr | ₹42 Cr | ₹42 Cr | ₹42 Cr | ₹42 Cr | ₹35 Cr |
| Fees And Commission Income | ₹511 Cr +5.3% | ₹486 Cr +18.2% | ₹411 Cr +79.7% | ₹229 Cr +49.2% | ₹153 Cr +37.7% | ₹111 Cr -6.1% | ₹119 Cr | ₹0.00 Cr |
| Net Loss On Fair Value Changes | ₹57 Cr | ₹0.00 Cr -100.0% | ₹181 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr -100.0% | ₹65 Cr | ₹0.00 Cr |
| Impairment On Financial Instruments | ₹1,520 Cr +1.5% | ₹1,498 Cr +64.4% | ₹911 Cr ↑ Recovery | (₹69 Cr) -311.3% | (₹17 Cr) ↓ Decline | ₹520 Cr | ₹23 Cr | ₹0.00 Cr |
No related party data available for this company.
This section will be populated when data becomes available.
Disclaimer · The Stock Filter is an information platform, not a SEBI-registered investment adviser. All data, scores, and narratives are generated from public filings and AI analysis — they do not constitute investment advice, recommendations, or endorsements. Always consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.
IIFL Finance Limited has informed the Exchange about Transcript
IIFL Finance Limited has informed the Exchange about Credit Rating
IIFL Finance Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 24, 2026. Further, the company has informed the Exchange regarding voting results.
IIFL Finance Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 24, 2026
IIFL Finance Limited has informed the Exchange about Newspaper advertisements regarding Unaudited Financial Results for the quarter ended June 30, 2026
IIFL Finance Limited has informed the Exchange regarding re-purchase and cancellation of Senior Secured Fixed Rate Notes under the Global Medium Term Note Programme by IIFL Finance Limited.
IIFL Finance Limited has informed the Exchange regarding Cessation of Mr Amit Sharma as Business Head - Unsecured Lending, Senior Management Personnel of the company w.e.f. July 22, 2026.
IIFL Finance Limited has informed the Exchange regarding a press release dated July 22, 2026, titled "Press Release".
IIFL Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on July 22, 2026.
IIFL Finance Limited has informed the Exchange regarding Grant of 300000 Options under ESOP Scheme.
IIFL Finance Limited has informed the Exchange about Schedule of meet to discuss the Company s Financial Performance for quarter ended June 30, 2026.
IIFL Finance Limited has informed the Exchange regarding Allotment of Equity Shares upon exercise of ESOPs.
IIFL Finance Limited has informed the Exchange about Credit Rating
IIFL Finance Limited has informed the Exchanges about Confirmation Certificate received from MUFG Intime India Private Limited under regulation 74(5) of SEBI (Depositories and Participants) Regulation...
IIFL Finance Limited has informed the Exchange about Newspaper Advertisement intimating dispatch of AGM Notice, Annual Report and e-voting information.