What is Sammaan Capital Ltd's market cap?

Sammaan Capital Ltd (SAMMAANCAP) has a market capitalization of ₹20,194 Cr.

What sector is SAMMAANCAP in?

Sammaan Capital Ltd operates in the NBFC — Lending & Credit sector.

What is SAMMAANCAP's return on equity?

Sammaan Capital Ltd has a return on equity (ROE) of -37.6%.

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Sammaan Capital Ltd (SAMMAANCAP) — Analysis, Financials, Intelligence | The Stock Filter

The Organism · Company Intelligence

Sammaan Capital Ltd

SAMMAANCAP|BSE: 535789

NBFC — Lending & CreditBanking & Financial Institutionshttps://www.sammaancapital.com/

₹161.30

+₹1.30 (+0.81%)|MCap ₹20,194 Cr

As of 31 Jul 2026 (End of Day)

Promoter: 1.4%

52W Low ₹0.0052W High ₹258.90

Secular Currents

Theme Connections

Banking Credit Growth Real Estate Cycle Wealth Management Fintech Penetration

About the Company

Profile

Indiabulls Housing Finance Ltd. is a holding company, which engages in the operation of financing institutions which specializes in housing finance, real estate, and wealth management. The company is headquartered in Mumbai, Maharashtra and currently employs 5,316 full-time employees. The company went IPO on 2013-07-23. The firm offers home loan, home loan balance transfer, micro, small and medium enterprises (MSMEs) loans and loan against property (LAP) Home Loans for non-resident Indians (NRIs), home renovation loan, home extension loans, and rural home loans, emergency credit line guarantee scheme (ECLGS). The firm is engaged in the business to provide finance and to undertake all lending and finance to any person or persons, co-operative society, association of persons, body of individuals, companies, institutions, firms, builders, developers, contractors, tenants and others either at interest or without and/or with or without any security for construction, erection, building, repair, remodeling, development, improvement, purchase of houses, apartments, flats, bungalows, rooms, huts, townships and/or other buildings, other finance and real estate of all descriptions.

Intelligence Profile

TSF Score

50/100

The Vitals · Company Health

Health Indicators

Shenanigan Score

8Clean

Trust Score

X-Ray

Concerns

🟠High leverage (D/E: 2.72x)Business
🟠Revenue declining (-2.1% CAGR 3yr)Business

Watch

Nothing flagged for monitoring

Strengths

🟢Consistent dividend payerOpportunity

The Numbers · Key Metrics

ROE

-37.6%

Revenue Growth 3yr

-2.1%

Debt/Equity

2.72x

₹16,844 Cr

The Narrator · StoryTel Intelligence

FY2026NBFC — Lending & CreditProduct Sales ModelModel:Revenue = Loan Book × Yield on Advances − Cost of Borrowing + Fee Income

Key Insight

“Operates in NBFC — Lending & Credit.”

The Revenue Story

₹8,166 Cr revenue.

Total Income₹8,190 Cr

Revenue₹8,166 Cr(99.7% of Total Income)

Other Income₹24 Cr(0.3% of Total Income)

The Cost Story

COGS 0.0%, employees 8.2%.

EBITDA₹7,049 Cr(50.7%)

Finance Costs₹5,618 Cr(40.4%)

Employee₹673 Cr(4.8%)

Other Expenses₹468 Cr(3.4%)

Depreciation₹88 Cr(0.6%)

-0.4%EBITDA Margin

EBITDA

50.7%

Finance Costs

40.4%

Employee

4.8%

Other Expenses

3.4%

Depreciation

0.6%

Key Metrics

ROE

-37.6%

vs median 2.8%

ROCE

-4.3%

vs median 4.2%

Net Margin

-87.2%

vs median 11.9%

EBITDA Margin

-37.6%

vs median 29.0%

Debt To Equity

2.72x

vs median 0.09x

Rev Growth 3yr

-2.1%

vs median 12.2%

Forward View · Management Guidance

GUIDANCEQ3FY26High Impact

“I can tell you 18,000 -- it's round about INR500 crores for the manufacturing side by next year.”

GUIDANCEQ3FY26High Impact

“The fourth quarter would be a bumper quarter in cash collections and recovery.”

GUIDANCEQ3FY26High Impact

“Normalized EBITDA margins around 8% over the medium term we can see.”

The Context · Where does it sit?

Sector Context

The Canopy · Sector KPIs

Sector KPIs

NBFC — Lending & Credit

KPI	Company	Sector Median
ROE	-37.6%▼	2.8%
ROCE	-4.3%▼	4.2%
Net Margin	-87.2%▼	11.9%
EBITDA Margin	-37.6%▼	29.0%
Debt To Equity	2.72x▲	0.09x
Rev Growth 3yr	-2.1%▼	12.2%

The Market · What is the market saying?

Market Signals

The Antenna · Media Intelligence

Media Signal

Low Impact

The Numbers · Show me the data

Financials

No valuation data

Historical valuation data not available.

Financials

Revenue₹8,166 Cr

PBT(₹8,784 Cr)

EPS(₹58.23)

(₹ Cr)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Revenue	₹8,166 Cr -5.3%	₹8,623 Cr +1.8%	₹8,475 Cr -2.8%	₹8,719 Cr -2.9%	₹8,983 Cr -9.5%	₹9,927 Cr -24.9%	₹13,216 Cr -22.3%	₹17,020 Cr
	₹23 Cr -61.6%	₹60 Cr -60.0%	₹150 Cr	₹7 Cr -38.5%	₹11 Cr -89.7%	₹103 Cr	₹7 Cr -8.5%	₹7 Cr
Total Income	₹8,189 Cr -5.7%	₹8,683 Cr +0.7%	₹8,625 Cr -1.2%	₹8,726 Cr -3.0%	₹8,994 Cr -10.3%	₹10,030 Cr -24.1%	₹13,223 Cr -22.3%	₹17,027 Cr
	₹10,474 Cr -5.3%	₹11,059 Cr +58.5%	₹6,976 Cr -2.0%	₹7,122 Cr -4.3%	₹7,438 Cr -12.2%	₹8,468 Cr -20.6%	₹10,662 Cr -6.7%	₹11,423 Cr
Profit Before Tax	(₹8,784 Cr) -269.8%	(₹2,376 Cr) ↓ Decline	₹1,649 Cr +2.8%	₹1,604 Cr +3.1%	₹1,556 Cr -0.4%	₹1,562 Cr -39.0%	₹2,561 Cr -54.3%	₹5,604 Cr
Exceptional Items	(₹6,499 Cr)	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr
	(₹1,640 Cr) -188.7%	(₹568 Cr) ↓ Decline	₹432 Cr -9.3%	₹476 Cr +26.0%	₹378 Cr +5.0%	₹360 Cr -8.8%	₹395 Cr -74.5%	₹1,546 Cr
Net Profit	(₹7,145 Cr) -295.3%	(₹1,807 Cr) ↓ Decline	₹1,214 Cr +7.5%	₹1,130 Cr -4.1%	₹1,178 Cr -2.0%	₹1,202 Cr -45.4%	₹2,200 Cr -46.2%	₹4,091 Cr
Profit (Owners)	(₹7,145 Cr) -295.3%	(₹1,807 Cr) ↓ Decline	₹1,214 Cr +7.5%	₹1,130 Cr -4.1%	₹1,178 Cr -2.0%	₹1,202 Cr -45.4%	₹2,200 Cr -46.2%	₹4,091 Cr
Other Comprehensive Income	(₹1,377 Cr) ↓ Decline	₹147 Cr -53.7%	₹318 Cr	₹11 Cr -91.2%	₹120 Cr ↑ Recovery	(₹702 Cr) -92.4%	(₹365 Cr)	(₹5 Cr)
EPS	(₹58.23)	(₹21.74)	₹16.44	₹15.97	₹16.76	₹17.33	₹34.30	₹63.80
Diluted Shares	₹116 Cr	₹83 Cr	₹74 Cr	₹71 Cr	₹70 Cr	₹69 Cr	₹64 Cr	₹64 Cr
Fees And Commission Income	₹193 Cr +53.0%	₹126 Cr -11.0%	₹142 Cr -10.1%	₹158 Cr +95.1%	₹81 Cr -13.9%	₹94 Cr -73.3%	₹352 Cr -21.8%	₹450 Cr
Net Gain On Amortised Derecognition	₹1,386 Cr +77.3%	₹782 Cr +701.2%	₹98 Cr -79.3%	₹472 Cr +222.2%	₹147 Cr +31.8%	₹111 Cr -75.4%	₹453 Cr	₹0.00 Cr
Impairment On Financial Instruments	₹3,628 Cr -28.4%	₹5,069 Cr +559.6%	₹768 Cr +15.4%	₹666 Cr +43.6%	₹464 Cr -49.6%	₹920 Cr -13.4%	₹1,063 Cr +84.0%	₹578 Cr