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RBL Bank Ltd. operates as a scheduled commercial bank. The company is headquartered in Mumbai, Maharashtra and currently employs 10,759 full-time employees. The company went IPO on 2016-08-31. The Bank offers specialized services under five business verticals: Corporate Banking (C&IB), Commercial Banking (CB), Branch and Business Banking (BBB), Retail Assets, and Treasury and Financial Markets Operations. C&IB offers a service to enterprises and corporate entities, especially large-sized corporations. CB serves the banking needs of emerging enterprises and businesses. BBB includes a complete suite of products for its retail customers, small business owners, non-resident Indians (NRIs), retail institutions supported by a multi-channel electronic banking system, including mobile banking, Internet banking, phone banking, WhatsApp banking, Chat pay and automated teller machines (ATMs). The company serves approximately 12.91 million customers through a network of 517 branches; 1,166 business correspondent branches (of which 298 banking outlets) and 414 ATMs spread across 28 Indian states and Union Territories.
Nothing flagged for monitoring
“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹6,362 Cr on total income of ₹20,609 Cr.
Cost-to-income ratio at 67.9%. Provision coverage at 11.0% of income.
“material change in regards and microfinance profitability by the time we exit our second half of fiscal twenty twenty seven.”
“card situation improves, which as I was saying as we are saying should start looking better from September, so second half of next year should start moderating internal credit costs quite materially.”
“Unsecured, we have already come on record to say that we will not be growing this.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 5.3%▼ | 11.5% |
| Net Margin | 4.3%▼ | 12.1% |
| EBITDA Margin | 49.2%▼ | 67.3% |
| Debt To Equity | 8.31x▲ | 8.01x |
| Rev Growth 3yr | 15.3%▲ | 14.4% |
| EPS Growth 3yr | -2.5%▼ | 23.3% |
| NIM | 5.6%▼ | 390.0% |
| Cost To Income | 67.9% | - |
| Credit Deposit Ratio | 82.20x | 83.00x |
No related party data available for this company.
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| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Interest on Advances | ₹11,995 Cr +6.9% | ₹11,225 Cr +12.5% | ₹9,978 Cr +32.2% | ₹7,549 Cr +14.6% | ₹6,585 Cr -4.1% | ₹6,868 Cr -4.2% | ₹7,171 Cr +42.0% | ₹5,050 Cr |
| Income on Investments | ₹2,136 Cr -0.5% | ₹2,147 Cr +5.6% | ₹2,034 Cr +25.1% | ₹1,626 Cr +20.6% | ₹1,348 Cr -1.1% | ₹1,363 Cr -0.7% | ₹1,373 Cr +25.5% | ₹1,093 Cr |
| ₹3,978 Cr +5.3% | ₹3,778 Cr +23.5% | ₹3,060 Cr +22.1% | ₹2,507 Cr +6.6% | ₹2,352 Cr +14.8% | ₹2,048 Cr +6.8% | ₹1,918 Cr +33.1% | ₹1,441 Cr | |
| Total Income | ₹18,714 Cr +5.0% | ₹17,819 Cr +15.3% | ₹15,454 Cr +28.2% | ₹12,056 Cr +11.7% | ₹10,796 Cr +1.8% | ₹10,610 Cr -0.8% | ₹10,697 Cr +38.1% | ₹7,743 Cr |
| Interest Expended | ₹8,199 Cr +8.2% | ₹7,576 Cr +19.3% | ₹6,350 Cr +35.7% | ₹4,679 Cr +12.8% | ₹4,148 Cr -6.3% | ₹4,425 Cr -9.4% | ₹4,885 Cr +29.9% | ₹3,761 Cr |
| Employee Cost | ₹2,462 Cr +12.9% | ₹2,182 Cr +17.5% | ₹1,856 Cr +12.2% | ₹1,653 Cr +26.2% | ₹1,310 Cr +16.7% | ₹1,122 Cr +16.0% | ₹968 Cr +28.6% | ₹752 Cr |
| Other Operating Expenses | ₹4,497 Cr +2.0% | ₹4,407 Cr +7.0% | ₹4,121 Cr +18.4% | ₹3,481 Cr +29.7% | ₹2,684 Cr +37.7% | ₹1,949 Cr -7.1% | ₹2,098 Cr +62.5% | ₹1,292 Cr |
| Provisions & Contingencies | ₹2,417 Cr -18.3% | ₹2,959 Cr +66.4% | ₹1,778 Cr +74.0% | ₹1,022 Cr -64.3% | ₹2,860 Cr +19.1% | ₹2,402 Cr +20.2% | ₹1,999 Cr +212.0% | ₹641 Cr |
| Total Expenditure | ₹15,159 Cr +7.0% | ₹14,165 Cr +14.9% | ₹12,327 Cr +25.6% | ₹9,813 Cr +20.5% | ₹8,142 Cr +8.6% | ₹7,496 Cr -5.7% | ₹7,950 Cr +37.0% | ₹5,805 Cr |
| Profit Before Tax | ₹1,138 Cr +63.6% | ₹696 Cr -48.4% | ₹1,349 Cr +10.4% | ₹1,221 Cr ↑ Recovery | (₹207 Cr) ↓ Decline | ₹712 Cr -4.7% | ₹747 Cr -42.4% | ₹1,298 Cr |
| Tax | ₹239 Cr ↑ Recovery | (₹21 Cr) ↓ Decline | ₹89 Cr -70.6% | ₹302 Cr ↑ Recovery | (₹40 Cr) ↓ Decline | ₹183 Cr -26.1% | ₹247 Cr -43.4% | ₹436 Cr |
| Net Profit | ₹899 Cr +25.4% | ₹717 Cr -43.1% | ₹1,260 Cr +37.0% | ₹920 Cr ↑ Recovery | (₹166 Cr) ↓ Decline | ₹529 Cr +5.9% | ₹500 Cr -41.9% | ₹861 Cr |
| Profit (Owners) | ₹899 Cr +25.4% | ₹717 Cr -43.1% | ₹1,260 Cr +37.0% | ₹920 Cr ↑ Recovery | (₹166 Cr) ↓ Decline | ₹529 Cr +5.9% | ₹500 Cr -41.7% | ₹858 Cr |
| EPS | ₹12.29 | ₹11.80 | ₹20.82 | ₹15.34 | (₹2.77) | ₹8.85 | ₹9.83 | ₹20.10 |
| Diluted Shares | ₹155 Cr | ₹61 Cr | ₹61 Cr | ₹60 Cr | ₹60 Cr | ₹60 Cr | ₹51 Cr | ₹43 Cr |
| Other Interest | ₹206 Cr -43.8% | ₹366 Cr +66.3% | ₹220 Cr +101.9% | ₹109 Cr -27.1% | ₹150 Cr +291.9% | ₹38 Cr -12.6% | ₹44 Cr -8.2% | ₹48 Cr |
| Interest (RBI & Others) | ₹399 Cr +32.0% | ₹302 Cr +87.0% | ₹162 Cr -39.1% | ₹265 Cr -26.7% | ₹362 Cr +24.0% | ₹292 Cr +52.5% | ₹191 Cr +72.1% | ₹111 Cr |
RBL Bank Limited has informed the Exchange about Investor meet
RBL Bank Limited has informed the Exchange about Investor Meets.
RBL Bank Limited has informed the Exchange about Transcript
RBL Bank Limited has informed the Exchange about Copy of Newspaper Publication
RBL Bank Limited has informed the Exchange about Link of Recording
RBL Bank Limited has informed the Exchange about Investor Presentation
RBL Bank Limited has informed the Exchange regarding a press release dated July 17, 2026, titled "RBL BANK ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE QUARTER ENDED 30th JUNE 2026".
RBL Bank Limited has submitted to the Exchange, the financial results for the period ended June 30, 2026.
RBL Bank Limited has informed the Exchange regarding Grant of ESOP.
RBL Bank Limited has informed the Exchange about Schedule of meet
RBL Bank Limited has informed the Exchange about Credit Rating- New
RBL Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
RBL Bank Limited has informed the Exchange about Credit Rating.
J.P. Morgan India Private Limited has Submitted to the Exchange a copy of post offer advertisement in accordance with Regulation 18(12) of the Securities and Exchange Board of India (Substantial Acqui...
RBL Bank Limited has informed the Exchange about Schedule of meet