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IndusInd Bank Ltd. engages in the provision of banking services. The company is headquartered in Mumbai, Maharashtra and currently employs 38,179 full-time employees. The Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and small to medium enterprise (SME) loans. The Bank's segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operation. The Treasury segment includes all investment portfolios, profit/ loss on sale of investments, profit/ loss on foreign exchange transactions, equities, income from derivatives and money market operations. The Corporate/ Wholesale Banking segment includes lending to and deposits from corporate customers and identified earnings and expenses of the segment. The Retail Banking segment includes lending to and deposits from retail customers and identifies earnings and expenses of the segment. The Retail Banking segment is sub-divided into Digital Banking and Other Retail Banking segment.
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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹17,982 Cr on total income of ₹61,390 Cr.
Cost-to-income ratio at 63.6%. Provision coverage at 13.0% of income.
“profit after tax for the quarter was at 128.”
“three year journey.”
“our intent is to grow in line with market in the year 2026, 2027 and be in the vicinity of 1% ROA as we get to the back end of that year.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 1.4%▼ | 11.5% |
| Net Margin | 1.5%▼ | 12.1% |
| EBITDA Margin | 55.1%▼ | 67.3% |
| Debt To Equity | 6.08x▼ | 8.01x |
| Rev Growth 3yr | 6.3%▼ | 14.4% |
| EPS Growth 3yr | -50.8%▼ | 23.3% |
| NIM | 5.7%▼ | 390.0% |
| Cost To Income | 63.6% | - |
| Credit Deposit Ratio | 79.00x | 83.00x |
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| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Interest on Advances | ₹35,437 Cr -10.5% | ₹39,591 Cr +3.9% | ₹38,119 Cr +27.3% | ₹29,945 Cr +19.1% | ₹25,143 Cr +4.4% | ₹24,085 Cr +0.3% | ₹24,008 Cr |
| Income on Investments | ₹7,914 Cr +3.3% | ₹7,663 Cr +23.6% | ₹6,202 Cr +32.2% | ₹4,692 Cr +15.8% | ₹4,053 Cr +5.4% | ₹3,846 Cr -10.2% | ₹4,282 Cr |
| ₹6,859 Cr -10.8% | ₹7,690 Cr -18.1% | ₹9,396 Cr +15.0% | ₹8,173 Cr +10.3% | ₹7,408 Cr +13.9% | ₹6,501 Cr -6.5% | ₹6,953 Cr | |
| Total Income | ₹52,156 Cr -7.5% | ₹56,358 Cr +2.2% | ₹55,144 Cr +23.8% | ₹44,541 Cr +16.5% | ₹38,230 Cr +7.7% | ₹35,501 Cr -0.7% | ₹35,736 Cr |
| Interest Expended | ₹27,270 Cr -8.0% | ₹29,636 Cr +17.9% | ₹25,132 Cr +33.9% | ₹18,776 Cr +18.7% | ₹15,822 Cr +2.3% | ₹15,472 Cr -7.5% | ₹16,724 Cr |
| Employee Cost | ₹7,078 Cr +17.4% | ₹6,028 Cr +12.2% | ₹5,374 Cr +28.6% | ₹4,179 Cr +20.3% | ₹3,474 Cr +14.3% | ₹3,039 Cr +7.8% | ₹2,820 Cr |
| Other Operating Expenses | ₹8,423 Cr -16.0% | ₹10,033 Cr +14.3% | ₹8,774 Cr +22.4% | ₹7,167 Cr +22.8% | ₹5,837 Cr +14.1% | ₹5,118 Cr -4.6% | ₹5,363 Cr |
| Provisions & Contingencies | ₹7,593 Cr +6.4% | ₹7,136 Cr +83.7% | ₹3,885 Cr -13.4% | ₹4,487 Cr -32.7% | ₹6,665 Cr -16.1% | ₹7,943 Cr +70.7% | ₹4,652 Cr |
| Total Expenditure | ₹42,770 Cr -6.4% | ₹45,697 Cr +16.3% | ₹39,280 Cr +30.4% | ₹30,122 Cr +19.9% | ₹25,132 Cr +6.4% | ₹23,629 Cr -5.1% | ₹24,907 Cr |
| Profit Before Tax | ₹1,792 Cr -49.2% | ₹3,526 Cr -70.6% | ₹11,979 Cr +20.6% | ₹9,932 Cr +54.4% | ₹6,433 Cr +63.7% | ₹3,929 Cr -36.4% | ₹6,177 Cr |
| Tax | ₹470 Cr -50.5% | ₹950 Cr -68.3% | ₹3,002 Cr +20.6% | ₹2,489 Cr +52.9% | ₹1,628 Cr +62.9% | ₹1000 Cr -41.8% | ₹1,719 Cr |
| Net Profit | ₹1,322 Cr -48.7% | ₹2,575 Cr -71.3% | ₹8,977 Cr +20.6% | ₹7,443 Cr +54.9% | ₹4,805 Cr +64.0% | ₹2,930 Cr -34.3% | ₹4,458 Cr |
| Profit (Owners) | ₹1,322 Cr -48.7% | ₹2,576 Cr -71.3% | ₹8,977 Cr +20.6% | ₹7,443 Cr +54.9% | ₹4,805 Cr +64.0% | ₹2,930 Cr -34.3% | ₹4,458 Cr |
| EPS | ₹16.97 | ₹33.06 | ₹115.34 | ₹95.93 | ₹62.03 | ₹37.89 | ₹64.28 |
| Diluted Shares | ₹78 Cr | ₹78 Cr | ₹78 Cr | ₹78 Cr | ₹77 Cr | ₹77 Cr | ₹69 Cr |
| Other Interest | ₹882 Cr +326.5% | ₹207 Cr -23.3% | ₹270 Cr -6.9% | ₹289 Cr -14.3% | ₹338 Cr -13.6% | ₹391 Cr +30.2% | ₹300 Cr |
| Non Performing Assets | ₹12,973 Cr +294.7% | ₹3,287 Cr +67.0% | ₹1,969 Cr +14.8% | ₹1,715 Cr +12.1% | ₹1,530 Cr +3.6% | ₹1,477 Cr -21.7% | ₹1,887 Cr |
| Profit Loss Of Associates | ₹0.16 Cr +23.1% | ₹0.13 Cr -58.1% | ₹0.31 Cr -13.9% | ₹0.36 Cr -10.0% | ₹0.40 Cr +81.8% | ₹0.22 Cr -31.3% | ₹0.32 Cr |
| Gross Non Performing Assets | ₹45,606 Cr +312.9% | ₹11,046 Cr +65.0% | ₹6,693 Cr +14.9% | ₹5,826 Cr +5.6% | ₹5,517 Cr -4.8% | ₹5,795 Cr +12.6% | ₹5,147 Cr |
| Interest (RBI & Others) | ₹1,064 Cr -11.9% | ₹1,207 Cr +4.3% | ₹1,157 Cr -19.8% | ₹1,442 Cr +11.9% | ₹1,288 Cr +90.2% | ₹677 Cr +252.8% | ₹192 Cr |
IndusInd Bank Limited has informed the Exchange about Transcript
IndusInd Bank Limited has informed the Exchange about the copy of Newspaper Publication of Financial Results for the Quarter Ended June 30, 2026
IndusInd Bank Limited has informed the Exchange about Link of Audio Recording of Earnings Call
IndusInd Bank Limited has informed the Exchange regarding a press release dated July 22, 2026, titled "INDUSIND BANK LIMITED ANNOUNCES FINANCIAL RESULTS FOR THE QUARTER ENDED June 30, 2026".
Indusind Bank Limited has informed the Exchange about Investor Presentation
IndusInd Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on July 22, 2026.
IndusInd Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Indusind Bank Limited has informed the Exchange about Grant of Stock Options under the Employee stock option scheme of the Bank (ESOP Scheme)
Indusind Bank Limited has informed the Exchange about General Updates
IndusInd Bank Limited has informed the Exchange about Schedule of Earning Call for the quarter ended June 30, 2026
IndusInd Bank Limited has informed the Exchange regarding a press release dated July 13, 2026, titled "IndusInd Bank integrates Employees' Provident Fund Organisation (EPFO), enabling seamless Provide...
Indusind Bank Limited has informed the Exchange about Certificate pursuant to Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018
IndusInd Bank Limited has informed the Exchange about Communication on Tax Deduction at Source (TDS) on dividend distribution
IndusInd Bank Limited has informed the Exchange about Copy of Newspaper Publication
Indusind Bank Limited has informed the Exchange about Special Window for Re-lodgement of Transfer Requests of Physical Shares Copy of Newspaper Publication is attached.