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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹2,107 Cr on total income of ₹8,531 Cr.
Cost-to-income ratio at 63.7%. Provision coverage at 2.4% of income.
“Continue to remain confident about guidance of 18-20% growth YOY, 13.5% ROE FY26-27, and 14.5% ROE for FY27-28”
“We would like to stick with the 13.5 guidance for the next year and 14.5 the year after”
“Customer advances grown YOY 18.46%, deposits 19.54%, PAT grown 22% despite one-time impact of INR26.87 crores”
| KPI | Company | Sector Median |
|---|---|---|
| Net Margin | 7.2%▼ | 12.3% |
| NIM | 4.1%▼ | 390.0% |
| Cost To Income | 63.7% | - |
| Credit Deposit Ratio | 85.00x | 83.00x |
Revenue segment breakdown not available.
| (₹ Cr) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Interest on Advances | ₹5,099 Cr +20.3% | ₹4,238 Cr +24.8% | ₹3,395 Cr +19.9% | ₹2,832 Cr +1.7% | ₹2,786 Cr -2.0% | ₹2,843 Cr +16.2% | ₹2,448 Cr |
| Income on Investments | ₹1,310 Cr +24.8% | ₹1,050 Cr +48.3% | ₹708 Cr +19.1% | ₹594 Cr +1.9% | ₹583 Cr -6.4% | ₹623 Cr +16.3% | ₹535 Cr |
| ₹751 Cr +58.3% | ₹474 Cr +15.8% | ₹409 Cr -9.4% | ₹452 Cr -1.4% | ₹459 Cr +17.2% | ₹391 Cr +11.7% | ₹350 Cr | |
| Total Income | ₹7,221 Cr +23.7% | ₹5,836 Cr +26.6% | ₹4,610 Cr +16.3% | ₹3,965 Cr +1.2% | ₹3,917 Cr -0.3% | ₹3,928 Cr +15.8% | ₹3,392 Cr |
| Interest Expended | ₹4,364 Cr +27.1% | ₹3,434 Cr +38.3% | ₹2,483 Cr +15.2% | ₹2,155 Cr -0.8% | ₹2,172 Cr -4.4% | ₹2,272 Cr +20.1% | ₹1,892 Cr |
| Employee Cost | ₹923 Cr +16.2% | ₹794 Cr +14.6% | ₹693 Cr +28.5% | ₹539 Cr +24.4% | ₹434 Cr -5.5% | ₹459 Cr +5.7% | ₹434 Cr |
| Other Operating Expenses | ₹897 Cr +20.7% | ₹743 Cr +14.9% | ₹647 Cr +36.6% | ₹473 Cr +14.6% | ₹413 Cr -7.0% | ₹444 Cr +6.0% | ₹419 Cr |
| Provisions & Contingencies | ₹208 Cr +46.3% | ₹142 Cr -10.5% | ₹159 Cr -60.9% | ₹407 Cr -8.6% | ₹446 Cr +70.7% | ₹261 Cr +86.4% | ₹140 Cr |
| Total Expenditure | ₹6,184 Cr +24.4% | ₹4,972 Cr +30.1% | ₹3,823 Cr +20.7% | ₹3,168 Cr +5.0% | ₹3,018 Cr -4.9% | ₹3,175 Cr +15.7% | ₹2,745 Cr |
| Profit Before Tax | ₹829 Cr +14.8% | ₹722 Cr +15.0% | ₹628 Cr +61.1% | ₹390 Cr -14.0% | ₹453 Cr -8.0% | ₹492 Cr -2.9% | ₹507 Cr |
| Tax | ₹213 Cr +14.7% | ₹186 Cr +14.8% | ₹162 Cr +58.7% | ₹102 Cr -12.8% | ₹117 Cr -24.0% | ₹154 Cr -15.0% | ₹181 Cr |
| Net Profit | ₹615 Cr +14.8% | ₹536 Cr +15.1% | ₹466 Cr +61.9% | ₹288 Cr -14.4% | ₹336 Cr -0.6% | ₹338 Cr +3.9% | ₹325 Cr |
| EPS | ₹19.58 | ₹17.13 | ₹14.95 | ₹9.25 | ₹10.81 | ₹10.89 | ₹10.51 |
| Diluted Shares | ₹31 Cr | ₹31 Cr | ₹31 Cr | ₹31 Cr | ₹31 Cr | ₹31 Cr | ₹31 Cr |
| Other Interest | ₹29 Cr -30.7% | ₹42 Cr +23.1% | ₹34 Cr +2.8% | ₹33 Cr -7.2% | ₹36 Cr +6.6% | ₹34 Cr +21.9% | ₹28 Cr |
| Non Performing Assets | ₹572 Cr +25.8% | ₹454 Cr +27.3% | ₹357 Cr -37.7% | ₹573 Cr -3.5% | ₹594 Cr +102.4% | ₹294 Cr +90.9% | ₹154 Cr |
| Gross Non Performing Assets | ₹1,554 Cr +14.8% | ₹1,353 Cr +20.5% | ₹1,123 Cr -13.0% | ₹1,290 Cr +19.1% | ₹1,083 Cr +71.6% | ₹632 Cr +43.7% | ₹439 Cr |
| Interest (RBI & Others) | ₹32 Cr -0.8% | ₹32 Cr -49.4% | ₹64 Cr +18.6% | ₹54 Cr -0.4% | ₹54 Cr +44.9% | ₹37 Cr +20.9% | ₹31 Cr |
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DCB Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
DCB Bank Limited has informed the Exchange about Copy of Newspaper Publication
DCB Bank Limited has informed the Exchange regarding allotment of 24000 securities pursuant to ESOP/ESPS at its meeting held on Jun 08, 2026
DCB Bank Limited has informed the Exchange that Record date for the purpose of Dividend is 12-Jun-2026.
DCB Bank Limited has informed the Exchange about Schedule of meet
DCB Bank Limited has informed the Exchange regarding a press release dated April 24, 2026, titled "DCB Bank announces Financial Year 2026 (FY 2026) Results".
DCB Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on April 24, 2026.
DCB Bank Limited has informed the Exchange that Board of Directors at its meeting held on April 24, 2026, recommended Final Dividend of Rs. 1.45 per equity share.
DCB Bank Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
DCB Bank Limited has informed the Exchange regarding Allotment of 16000 Shares.
DCB Bank Limited has informed the Exchange about Schedule of meet
DCB Bank Limited has informed the Exchange regarding allotment of 88310 securities pursuant to ESOP/ESPS at its meeting held on March 18, 2026
DCB Bank Limited has informed the Exchange about Schedule of meet
DCB Bank Limited has informed the Exchange regarding reappointment of Mr. Krishnan Sridhar Seshadri as Whole Time Director (Executive Director) of the Bank w.e.f. June 13, 2026.
DCB Bank Limited has informed the Exchange regarding Allotment of 30150 Shares.