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Capital Small Finance Bank Ltd provides banking and financial services to individuals and small businesses. The bank offers savings accounts, loans, insurance, and digital solutions, focusing on financial inclusion and community development.
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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹461 Cr on total income of ₹1,278 Cr.
Cost-to-income ratio at 61.9%. Provision coverage at 1.9% of income.
“target to make it 1.”
“That's and, also, if you would give some, color on the broader health of the AGRI book.”
“And, according to ROA, we've been highlighting that, you know, we would want to reach, and you are between 1.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 9.7%▼ | 11.5% |
| Net Margin | 11.1%▼ | 12.1% |
| EBITDA Margin | 67.7%▲ | 67.3% |
| Debt To Equity | 6.86x▼ | 8.01x |
| NIM | 5.4%▼ | 390.0% |
| Cost To Income | 61.9% | - |
| Credit Deposit Ratio | 85.60x | 83.00x |
| (₹ Cr) | TTM | FY2025 | FY2024 |
|---|---|---|---|
| Interest on Advances | ₹826 Cr +15.0% | ₹719 Cr +15.1% | ₹624 Cr |
| Income on Investments | ₹131 Cr +6.6% | ₹123 Cr +9.5% | ₹112 Cr |
| ₹98 Cr +14.2% | ₹86 Cr +26.4% | ₹68 Cr | |
| Total Income | ₹1,147 Cr +15.3% | ₹995 Cr +15.3% | ₹862 Cr |
| Interest Expended | ₹587 Cr +17.8% | ₹498 Cr +10.9% | ₹449 Cr |
| Employee Cost | ₹182 Cr +22.7% | ₹149 Cr +19.3% | ₹125 Cr |
| Other Operating Expenses | ₹164 Cr +1.0% | ₹162 Cr +21.3% | ₹134 Cr |
| Provisions & Contingencies | ₹25 Cr +139.9% | ₹10 Cr +54.0% | ₹7 Cr |
| Total Expenditure | ₹933 Cr +15.4% | ₹809 Cr +14.4% | ₹708 Cr |
| Profit Before Tax | ₹189 Cr +7.8% | ₹175 Cr +18.2% | ₹148 Cr |
| Tax | ₹47 Cr +9.0% | ₹43 Cr +18.5% | ₹37 Cr |
| Net Profit | ₹141 Cr +7.4% | ₹132 Cr +18.0% | ₹112 Cr |
| EPS | ₹31.13 | ₹29.10 | ₹24.76 |
| Diluted Shares | ₹5 Cr | ₹5 Cr | ₹5 Cr |
| Other Interest | ₹2 Cr +21.6% | ₹2 Cr -11.0% | ₹2 Cr |
| Non Performing Assets | ₹106 Cr +15.5% | ₹92 Cr +7.9% | ₹85 Cr |
| Gross Non Performing Assets | ₹220 Cr +18.9% | ₹185 Cr +8.9% | ₹170 Cr |
| Interest (RBI & Others) | ₹89 Cr +37.1% | ₹65 Cr +16.9% | ₹56 Cr |
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Capital Small Finance Bank Limited has informed the Exchange about Transcript
Capital Small Finance Bank Limited has informed the Exchange about Presentation and Link of Recording
Capital Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication
Capital Small Finance Bank Limited has informed the Exchange regarding a press release dated July 23, 2026, titled "Q1 FY27 Results".
Capital Small Finance Bank Limited has informed the Exchange about Investor Presentation
Capital Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Capital Small Finance Bank Limited has informed the Exchange about Schedule of meet
Capital Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication
Capital Small Finance Bank Limited has informed the Exchange regarding Securities Committee Meeting to be held on Jun 12, 2026.
Capital Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication
Capital Small Finance Bank Limited has informed the Exchange regarding 'Intimation regarding dispatch of Physical letters for weblink of Annual report for FY 2025- 26 and 27th AGM Notice'.
Capital Small Finance Bank Limited has informed the Exchange regarding 'Intimation on TDS/ witholding tax on Dividend for FY 2025 - 26'.
Capital Small Finance Bank Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on Jun 25, 2026
Capital Small Finance Bank Limited has informed the Exchange about Schedule of meet
Capital Small Finance Bank Limited has informed the Exchange about Schedule of meet