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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹9,630 Cr on total income of ₹35,820 Cr.
Cost-to-income ratio at 57.0%. Provision coverage at 6.2% of income.
“In March 23, it stood at around 65%.”
“should be in the range of 3% in the next year itself next year also.”
“guidance 12 to 14%”
| KPI | Company | Sector Median |
|---|---|---|
| Net Margin | 6.8%▼ | 12.3% |
| NIM | 4.5%▼ | 390.0% |
| Cost To Income | 57.0% | - |
| Credit Deposit Ratio | 73.30x | 83.00x |
Historical valuation data not available.
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Interest on Advances | ₹17,117 Cr 0.0% | ₹17,117 Cr +20.9% | ₹14,162 Cr +36.9% | ₹10,344 Cr +24.3% | ₹8,322 Cr |
| Income on Investments | ₹6,347 Cr 0.0% | ₹6,347 Cr +3.6% | ₹6,124 Cr -1.6% | ₹6,223 Cr +3.4% | ₹6,020 Cr |
| ₹4,407 Cr 0.0% | ₹4,407 Cr +34.9% | ₹3,266 Cr +30.2% | ₹2,508 Cr -19.1% | ₹3,101 Cr | |
| Total Income | ₹29,474 Cr 0.0% | ₹29,474 Cr +17.3% | ₹25,120 Cr +24.6% | ₹20,159 Cr +11.5% | ₹18,082 Cr |
| Interest Expended | ₹15,437 Cr 0.0% | ₹15,437 Cr +12.2% | ₹13,754 Cr +33.4% | ₹10,307 Cr +21.1% | ₹8,508 Cr |
| Employee Cost | ₹5,453 Cr 0.0% | ₹5,453 Cr +11.6% | ₹4,887 Cr +26.2% | ₹3,873 Cr +16.8% | ₹3,314 Cr |
| Other Operating Expenses | ₹2,546 Cr 0.0% | ₹2,546 Cr +33.8% | ₹1,903 Cr +16.2% | ₹1,638 Cr +12.0% | ₹1,462 Cr |
| Provisions & Contingencies | ₹2,204 Cr 0.0% | ₹2,204 Cr +9.8% | ₹2,007 Cr +39.8% | ₹1,436 Cr -52.9% | ₹3,047 Cr |
| Total Expenditure | ₹23,436 Cr 0.0% | ₹23,436 Cr +14.1% | ₹20,544 Cr +29.9% | ₹15,818 Cr +19.1% | ₹13,285 Cr |
| Profit Before Tax | ₹3,834 Cr 0.0% | ₹3,834 Cr +49.2% | ₹2,569 Cr -11.6% | ₹2,905 Cr +66.0% | ₹1,750 Cr |
| Tax | ₹1,389 Cr 0.0% | ₹1,389 Cr +51.7% | ₹915 Cr -12.2% | ₹1,043 Cr +27.1% | ₹821 Cr |
| Net Profit | ₹2,445 Cr 0.0% | ₹2,445 Cr +47.8% | ₹1,654 Cr -11.2% | ₹1,862 Cr +100.3% | ₹930 Cr |
| Profit (Owners) | ₹2,468 Cr 0.0% | ₹2,468 Cr +47.6% | ₹1,672 Cr -8.5% | ₹1,826 Cr +104.1% | ₹895 Cr |
| EPS | ₹2.04 | ₹1.97 | ₹1.40 | ₹1.53 | ₹0.75 |
| Diluted Shares | ₹1,254 Cr | ₹1,254 Cr | ₹1,196 Cr | ₹1,196 Cr | ₹1,196 Cr |
| Other Interest | ₹103 Cr +2.2% | ₹101 Cr -35.8% | ₹157 Cr -13.4% | ₹182 Cr -22.1% | ₹233 Cr |
| Non Performing Assets | ₹5,231 Cr +389.7% | ₹1,068 Cr -34.1% | ₹1,622 Cr -19.6% | ₹2,018 Cr -39.1% | ₹3,316 Cr |
| Profit Loss Of Associates | ₹23 Cr 0.0% | ₹23 Cr +29.3% | ₹18 Cr ↑ Recovery | (₹36 Cr) -3.5% | (₹35 Cr) |
| Gross Non Performing Assets | ₹24,714 Cr +317.6% | ₹5,919 Cr -8.4% | ₹6,463 Cr -16.3% | ₹7,726 Cr -24.5% | ₹10,237 Cr |
| Interest (RBI & Others) | ₹1,500 Cr -0.1% | ₹1,502 Cr +6.5% | ₹1,411 Cr +56.4% | ₹902 Cr +122.3% | ₹406 Cr |
No related party data available for this company.
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UCO Bank has informed the Exchange regarding 'Interest Rate Updates'.
UCO Bank has informed the Exchange regarding Cessation of Mr.Ashwani Kumar as Managing Director & CEO of the company w.e.f. Jun 01, 2026.
UCO Bank has informed the Exchange regarding Appointment of Mr.Hari Har Mishra as Non- Executive Director(GOI Nominee Director) on the Board of the UCO Bank w.e.f. May 13, 2026 in place of Shri Sudhi...
UCO Bank has informed the Exchange regarding Cessation of Mr Subhash Shankar Malik as Independent Director of the Bank w.e.f. May 08, 2026.
UCO Bank has informed the Exchange about Pendency of Litigation(s)/dispute(s) or the outcome impacting the Company
UCO Bank has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
UCO Bank has informed the Exchange regarding Appointment of Mr.Rajesh Kumar Ailawadi as Shareholder Director of the company w.e.f. March 08, 2026.
UCO Bank has informed the Exchange about Action(s) taken or orders passed
UCO Bank has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on March 16, 2026
UCO Bank has informed the Exchange regarding 'Notice of Strike by AIBEA, BEFI and AIBOA'.
UCO Bank has informed the Exchange about Update on Benchmark Rates of the Bank
UCO Bank has informed the Exchange regarding 'Election of One Shareholder Director : Convening of Extraordinary General Meeting and Notice for Specified/cut-off date for election '.
UCO Bank has informed the Exchange about General Updates
UCO Bank has informed the Exchange about Transcript
UCO Bank has informed the Exchange regarding 'Notice of Strike by UFBU'.