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“Banking franchise in Housing Finance — Lending.”
Net Interest Income of ₹7,274 Cr on total income of ₹7,300 Cr.
Cost-to-income ratio at 10.2%. Provision coverage at 0.0% of income.
“gross NPA stood at 1.”
“continue to maintain the guidance of, length between 2.”
“expecting this to grow by 45 to 50% the range of 45 to 50%.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 12.2%▼ | 13.7% |
| ROCE | 11.5%▲ | 10.1% |
| Net Margin | 26.5%▲ | 26.0% |
| EBITDA Margin | 93.4%▲ | 87.2% |
| Debt To Equity | 3.63x▲ | 3.46x |
| Rev Growth 3yr | 7.4%▼ | 9.6% |
| EPS Growth 3yr | 32.1% | 32.1% |
| Cost To Income | 10.2%▼ | 38.0% |
| Credit Deposit Ratio | 0.00x | - |
Historical valuation data not available.
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| ₹8,345 Cr +8.9% | ₹7,665 Cr +8.7% | ₹7,050 Cr +8.0% | ₹6,527 Cr +5.3% | ₹6,196 Cr -18.5% | ₹7,604 Cr -10.4% | ₹8,482 Cr +10.5% | ₹7,679 Cr | |
| ₹25 Cr -4.6% | ₹26 Cr +274.9% | ₹7 Cr +200.9% | ₹2 Cr -51.5% | ₹5 Cr -76.2% | ₹20 Cr +161.5% | ₹8 Cr +97.7% | ₹4 Cr | |
| Total Income | ₹8,370 Cr +8.8% | ₹7,692 Cr +9.0% | ₹7,057 Cr +8.1% | ₹6,530 Cr +5.3% | ₹6,201 Cr -18.7% | ₹7,624 Cr -10.2% | ₹8,490 Cr +10.5% | ₹7,683 Cr |
| ₹5,543 Cr +6.5% | ₹5,206 Cr +2.0% | ₹5,103 Cr -1.3% | ₹5,169 Cr +1.0% | ₹5,117 Cr -20.3% | ₹6,417 Cr -16.4% | ₹7,679 Cr +29.1% | ₹5,949 Cr | |
| Profit Before Tax | ₹2,827 Cr +13.7% | ₹2,486 Cr +27.2% | ₹1,954 Cr +43.6% | ₹1,361 Cr +25.5% | ₹1,084 Cr -10.2% | ₹1,207 Cr +48.8% | ₹811 Cr -53.2% | ₹1,734 Cr |
| ₹641 Cr +16.7% | ₹550 Cr +23.3% | ₹446 Cr +41.6% | ₹315 Cr +27.2% | ₹247 Cr -10.7% | ₹277 Cr +68.2% | ₹165 Cr -69.6% | ₹543 Cr | |
| Net Profit | ₹2,186 Cr +12.9% | ₹1,936 Cr +28.4% | ₹1,508 Cr +44.2% | ₹1,046 Cr +25.0% | ₹836 Cr -10.0% | ₹930 Cr +43.9% | ₹646 Cr -45.8% | ₹1,192 Cr |
| Profit (Owners) | ₹2,186 Cr +12.9% | ₹1,936 Cr +28.4% | ₹1,508 Cr +44.2% | ₹1,046 Cr +25.0% | ₹836 Cr -10.0% | ₹930 Cr +43.9% | ₹646 Cr -45.8% | ₹1,192 Cr |
| Other Comprehensive Income | ₹56 Cr ↑ Recovery | (₹70 Cr) -328.7% | (₹16 Cr) ↓ Decline | ₹77 Cr -20.8% | ₹97 Cr ↑ Recovery | (₹21 Cr) +62.6% | (₹55 Cr) +46.0% | (₹102 Cr) |
| EPS | ₹83.98 | ₹74.49 | ₹58.06 | ₹40.30 | ₹32.28 | ₹35.95 | ₹25.00 | ₹46.29 |
| Diluted Shares | ₹26 Cr | ₹26 Cr | ₹26 Cr | ₹26 Cr | ₹26 Cr | ₹26 Cr | ₹26 Cr | ₹26 Cr |
| Fees And Commission | ₹12 Cr -15.6% | ₹14 Cr +12.0% | ₹12 Cr +7.1% | ₹12 Cr +3.6% | ₹11 Cr -4.2% | ₹12 Cr +30.2% | ₹9 Cr -83.7% | ₹55 Cr |
| Fees And Commission Income | ₹382 Cr +4.8% | ₹364 Cr +33.5% | ₹273 Cr -3.7% | ₹283 Cr +7.9% | ₹263 Cr +44.9% | ₹181 Cr -39.4% | ₹299 Cr -33.5% | ₹449 Cr |
| Impairment On Financial Instruments | (₹275 Cr) -73.3% | (₹159 Cr) ↓ Decline | ₹171 Cr -75.2% | ₹691 Cr +19.9% | ₹576 Cr -33.1% | ₹862 Cr -31.1% | ₹1,251 Cr +562.3% | ₹189 Cr |
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Punjab National Bank has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulatio...
PNB Housing Finance Limited has informed the Exchange regarding Grant of 20000 ESOPs and 4000 RSUs.
PNB Housing Finance Limited has informed the Exchange regarding Allotment of 40345 Shares.
PNB Housing Finance Limited has informed the Exchange about Transcript
PNB Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
PNB Housing Finance Limited has informed the Exchange about Link of Recording
PNBHOUSING: Announcement Under Regulation 30 (LODR) Regulations - Intimation of ESG Rating
PNB Housing Finance Limited has informed the Exchange regarding allotment of 30000 NCDs on March 30, 2026
PNB Housing Finance Limited has informed the Exchange regarding Allotment of 41015 Shares.
PNB Housing Finance Limited has informed the Exchange regarding allotment of 30500 NCDs on February 27, 2026.
PNB Housing Finance Limited has informed the Exchange about Schedule of meet
PNB Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
PNB Housing Finance Limited has informed the Exchange about Analysts or institutional investors meet - Outcome
PNB Housing Finance Limited has informed the Exchange regarding Notice of Postal Ballot
PNB Housing Finance Limited has informed the Exchange about Schedule of meet