Analyzing...
Loading company...
Paisalo Digital Ltd. operates as a non-banking company, which engages in the provision of financial services. The company is headquartered in New Delhi, Delhi. The firm is engaged in providing financial products to self-help group, women belonging to weaker section of the society. The Company’s segments include Small Finance Division and Corporate Loan Division. Its Small Finance Division focuses on rural and semi urban areas, by providing loan only for income generation activities, which includes dairy farming, cycle rickshaw, cattle farming, tiny traders, handicraft work, papad making, and similar other activities. Its Corporate Loan Division is engaged in providing funds to small-medium enterprises (SME’s), corporate group, educational institutions and loan against property. The company provides loan only for working capital requirement. The company offers customizable micro, small and medium enterprise (MSME), SME and commercial loan based on borrower’s profile.
Nothing flagged for monitoring
“Banking franchise in NBFC — Lending & Credit.”
Net Interest Income of ₹905 Cr on total income of ₹905 Cr.
Cost-to-income ratio at 21.6%. Provision coverage at 0.0% of income.
“AUM grew by 20% year on year, reaching the highest ever to INR 54,494 million, with 41% increase in disbursements of INR 11,025 million”
“We have guided a 6.5% NIM for the full year. Planning to maintain existing AUM growth CAGR of 20%, doubling AUM in next three years”
“Credit cost guidance maintained: long term range sub 2% and sub 1%, always on point”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 13.2%▲ | 2.8% |
| ROCE | 11.1%▲ | 4.2% |
| Net Margin | 26.2%▲ | 11.9% |
| EBITDA Margin | 74.7%▲ | 29.0% |
| Debt To Equity | 2.43x▲ | 0.09x |
| Rev Growth 3yr | 25.9%▲ | 12.2% |
| EPS Growth 3yr | 35.9%▲ | 12.6% |
| Cost To Income | 21.6%▼ | 36.9% |
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| ₹944 Cr +22.4% | ₹771 Cr +17.1% | ₹659 Cr +39.2% | ₹473 Cr +20.6% | ₹392 Cr +13.4% | ₹346 Cr -7.7% | ₹375 Cr +3.9% | ₹361 Cr | |
| Total Income | ₹944 Cr +22.4% | ₹771 Cr +17.1% | ₹659 Cr +39.2% | ₹473 Cr +20.6% | ₹392 Cr +13.4% | ₹346 Cr -7.7% | ₹375 Cr +3.9% | ₹361 Cr |
| ₹625 Cr +24.0% | ₹504 Cr +20.5% | ₹418 Cr +22.1% | ₹342 Cr +20.1% | ₹285 Cr +7.4% | ₹265 Cr -11.7% | ₹301 Cr +9.0% | ₹276 Cr | |
| Profit Before Tax | ₹318 Cr +18.7% | ₹268 Cr +11.3% | ₹241 Cr +91.1% | ₹126 Cr +17.8% | ₹107 Cr +32.2% | ₹81 Cr +9.3% | ₹74 Cr -12.7% | ₹85 Cr |
| Exceptional Items | (₹0.78 Cr) ↓ Decline | ₹0.78 Cr +64.6% | ₹0.48 Cr ↑ Recovery | (₹5 Cr) | (₹0.03 Cr) ↓ Decline | ₹0.42 Cr | ₹0.00 Cr | ₹0.00 Cr |
| ₹81 Cr +19.0% | ₹68 Cr +9.7% | ₹62 Cr +90.7% | ₹33 Cr +17.0% | ₹28 Cr +40.9% | ₹20 Cr -1.2% | ₹20 Cr -29.8% | ₹29 Cr | |
| Net Profit | ₹237 Cr +18.5% | ₹200 Cr +11.8% | ₹179 Cr +91.2% | ₹94 Cr +18.1% | ₹79 Cr +29.4% | ₹61 Cr +13.2% | ₹54 Cr -4.0% | ₹56 Cr |
| Profit (Owners) | ₹237 Cr +18.5% | ₹200 Cr +11.8% | ₹179 Cr +91.2% | ₹94 Cr +18.1% | ₹79 Cr +29.4% | ₹61 Cr +13.2% | ₹54 Cr -4.0% | ₹56 Cr |
| EPS | ₹2.61 | ₹2.22 | ₹1.99 | ₹1.04 | ₹0.90 | ₹0.72 | ₹0.64 | ₹0.70 |
| Diluted Shares | ₹91 Cr | ₹90 Cr | ₹90 Cr | ₹90 Cr | ₹88 Cr | ₹85 Cr | ₹85 Cr | ₹81 Cr |
| Fees And Commission Income | ₹39 Cr -45.2% | ₹71 Cr +14.0% | ₹62 Cr | ₹2 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Net Loss On Fair Value Changes | ₹0.49 Cr | ₹0.00 Cr | ₹0.00 Cr -100.0% | ₹0.49 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Impairment On Financial Instruments | ₹42 Cr +65.2% | ₹26 Cr +116.6% | ₹12 Cr -78.1% | ₹54 Cr -1.4% | ₹55 Cr +1.7% | ₹54 Cr -36.8% | ₹85 Cr +61.8% | ₹53 Cr |
No related party data available for this company.
This section will be populated when data becomes available.
Disclaimer · The Stock Filter is an information platform, not a SEBI-registered investment adviser. All data, scores, and narratives are generated from public filings and AI analysis — they do not constitute investment advice, recommendations, or endorsements. Always consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.
Paisalo Digital Limited has informed the Exchange about Intimation under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 as amended ( SEB...
Paisalo Digital Limited has informed the Exchange regarding Committee Meeting to be held on August 06, 2026.
Paisalo Digital Limited has informed the Exchange about Redemption of Unlisted Unsecured Redeemable Non Convertible Debentures
Paisalo Digital Limited has informed the Exchange about Resignation of Director/KMP/SMP
Paisalo Digital Limited has informed the Exchange about General Updates
Paisalo Digital Limited has informed the Exchange about Schedule of meet
Paisalo Digital Limited has informed the Exchange about intimation under SEBI(LODR) Regulations 2015 in relation to public issuance of non convertible debentures.
Paisalo Digital Limited has informed the Exchange regarding Outcome of Committee Meeting held on July 14, 2026.
Paisalo Digital Limited has informed the Exchange about Utilisation of Funds
Paisalo Digital Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Paisalo Digital Limited has informed the Exchange regarding a press release dated July 01, 2026, titled "Promoter s increase stake by 4.97% to 46.72% in Q1FY27".
Paisalo Digital Limited has informed the Exchange about General Updates
Paisalo Digital Limited has informed the Exchange about Copy of Newspaper Publication
Paisalo Digital Limited has informed the Exchange about Intimation regarding Publication of Financial Results in Newspapers
Paisalo Digital Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.