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Bank of Maharashtra engages in the provision of banking products and services. The company is headquartered in Pune, Maharashtra and currently employs 12,977 full-time employees. The company went IPO on 2004-02-25. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment includes investment, balances with banks outside India, interest accrued on investments and related income. The Corporate/Wholesale Banking Segment includes all advances to trusts, partnership firms, companies, and statutory bodies. The Retail Banking Segment includes exposure to the individual person/persons or to a small business, no aggregate exposure to one counterparty exceeds 0.2% of the overall retail portfolio of the Bank, and the maximum aggregated retail exposure to one counterpart is up to Indian Rupee five crores. The Other Banking Operations segment includes all other banking transactions. Its products and services include e-payment taxes, credit cards, doorstep banking, and a new pension scheme, among others.
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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹13,666 Cr on total income of ₹39,344 Cr.
Cost-to-income ratio at 37.1%. Provision coverage at 7.5% of income.
“Highest ever quarterly profit of INR1779 crores and nine months net profit exceeded INR5000 crores stands at INR5050 crores”
“guidance of 17% has increased by 20% year on year.”
“total business against our guidance of”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 21.1%▲ | 11.5% |
| Net Margin | 17.8%▲ | 12.1% |
| EBITDA Margin | 71.5%▲ | 67.3% |
| Debt To Equity | 10.55x▲ | 8.01x |
| Rev Growth 3yr | 21.8%▲ | 14.4% |
| EPS Growth 3yr | 33.1%▲ | 23.3% |
| NIM | 4.7%▼ | 390.0% |
| Cost To Income | 37.1% | - |
| Credit Deposit Ratio | 82.20x | 83.00x |
Historical valuation data not available.
No related party data available for this company.
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| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|
| Interest on Advances | ₹23,349 Cr +21.0% | ₹19,292 Cr +21.9% | ₹15,826 Cr +37.8% | ₹11,486 Cr +39.5% | ₹8,232 Cr +15.1% | ₹7,154 Cr +11.6% | ₹6,409 Cr |
| Income on Investments | ₹6,751 Cr +25.9% | ₹5,361 Cr +20.2% | ₹4,461 Cr +4.5% | ₹4,267 Cr -2.7% | ₹4,385 Cr +5.6% | ₹4,153 Cr -1.2% | ₹4,203 Cr |
| ₹3,746 Cr +8.4% | ₹3,455 Cr +15.2% | ₹2,999 Cr +31.5% | ₹2,281 Cr -14.0% | ₹2,653 Cr +1.0% | ₹2,627 Cr +59.2% | ₹1,650 Cr | |
| Total Income | ₹34,008 Cr +19.7% | ₹28,403 Cr +20.9% | ₹23,493 Cr +29.2% | ₹18,180 Cr +16.0% | ₹15,672 Cr +8.1% | ₹14,495 Cr +10.3% | ₹13,146 Cr |
| Interest Expended | ₹16,119 Cr +21.4% | ₹13,281 Cr +24.4% | ₹10,672 Cr +30.8% | ₹8,157 Cr +17.0% | ₹6,974 Cr +0.1% | ₹6,970 Cr -3.4% | ₹7,216 Cr |
| Employee Cost | ₹3,502 Cr +1.7% | ₹3,442 Cr +21.3% | ₹2,838 Cr +37.9% | ₹2,058 Cr -0.6% | ₹2,071 Cr -8.2% | ₹2,256 Cr +29.3% | ₹1,745 Cr |
| Other Operating Expenses | ₹3,013 Cr +27.7% | ₹2,360 Cr +19.3% | ₹1,977 Cr +6.1% | ₹1,864 Cr +4.8% | ₹1,779 Cr +35.8% | ₹1,310 Cr -2.0% | ₹1,337 Cr |
| Provisions & Contingencies | ₹2,941 Cr -18.2% | ₹3,597 Cr -1.4% | ₹3,646 Cr +37.4% | ₹2,654 Cr -8.2% | ₹2,892 Cr +6.1% | ₹2,727 Cr -12.3% | ₹3,107 Cr |
| Total Expenditure | ₹22,633 Cr +18.6% | ₹19,082 Cr +23.2% | ₹15,487 Cr +28.2% | ₹12,079 Cr +11.6% | ₹10,824 Cr +2.7% | ₹10,536 Cr +2.3% | ₹10,298 Cr |
| Profit Before Tax | ₹8,433 Cr +47.3% | ₹5,724 Cr +31.3% | ₹4,361 Cr +26.5% | ₹3,446 Cr +76.2% | ₹1,956 Cr +58.7% | ₹1,232 Cr ↑ Recovery | (₹259 Cr) |
| Tax | ₹985 Cr +385.2% | ₹203 Cr -33.4% | ₹305 Cr -63.9% | ₹843 Cr +4.8% | ₹804 Cr +18.1% | ₹681 Cr ↑ Recovery | (₹649 Cr) |
| Net Profit | ₹7,448 Cr +34.9% | ₹5,521 Cr +36.1% | ₹4,056 Cr +55.8% | ₹2,603 Cr +126.0% | ₹1,152 Cr +108.9% | ₹551 Cr +41.6% | ₹389 Cr |
| Profit (Owners) | ₹7,536 Cr +36.0% | ₹5,542 Cr +36.1% | ₹4,072 Cr +56.4% | ₹2,603 Cr +125.7% | ₹1,153 Cr +101.8% | ₹571 Cr +43.3% | ₹399 Cr |
| EPS | ₹9.80 | ₹7.21 | ₹5.75 | ₹3.87 | ₹1.71 | ₹0.87 | ₹0.68 |
| Diluted Shares | ₹769 Cr | ₹769 Cr | ₹708 Cr | ₹673 Cr | ₹673 Cr | ₹656 Cr | ₹582 Cr |
| Other Interest | ₹56 Cr -40.2% | ₹93 Cr +29.1% | ₹72 Cr -22.9% | ₹93 Cr -70.1% | ₹312 Cr +26.9% | ₹246 Cr -61.7% | ₹643 Cr |
| Non Performing Assets | ₹1,643 Cr +280.5% | ₹432 Cr +5.6% | ₹409 Cr -6.0% | ₹435 Cr -65.9% | ₹1,277 Cr -49.8% | ₹2,544 Cr -38.6% | ₹4,145 Cr |
| Profit Loss Of Associates | ₹88 Cr +319.5% | ₹21 Cr +31.2% | ₹16 Cr | ₹0.00 Cr -100.0% | ₹2 Cr -91.1% | ₹20 Cr +110.6% | ₹10 Cr |
| Gross Non Performing Assets | ₹17,440 Cr +316.8% | ₹4,185 Cr +9.2% | ₹3,833 Cr -11.6% | ₹4,334 Cr -18.6% | ₹5,327 Cr -31.5% | ₹7,780 Cr -36.0% | ₹12,152 Cr |
| Interest (RBI & Others) | ₹106 Cr -47.6% | ₹203 Cr +49.3% | ₹136 Cr +159.0% | ₹52 Cr -42.2% | ₹91 Cr -71.2% | ₹315 Cr +30.7% | ₹241 Cr |
Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates
Bank of Maharashtra has informed the Exchange regarding change in management.
Bank of Maharashtra has informed the Exchange about Resignation of Director/KMP/SMP
Bank of Maharashtra has informed the Exchange about Transcript
Bank of Maharashtra has informed the Exchange about Copy of Newspaper Publication on the financial results of the Bank for the quarter ended 30.06.2026
Bank of Maharashtra has informed the Exchange regarding a press release dated July 10, 2026, titled "Press release on the financial results of the Bank for the Quarter ended 30.06.2026".
Bank of Maharashtra has informed the Exchange about Presentation
Bank of Maharashtra has informed the Exchange about Investor Presentation
Bank of Maharashtra has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Bank of Maharashtra has informed the Exchange about Schedule of meet
Bank of Maharashtra has informed the Exchange regarding Proceedings of Annual General Meeting held on Jun 30, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report along w...
Bank of Maharashtra has informed the Exchange that Record date for the purpose of Dividend is 05-Jun-2026.
Bank of Maharashtra has informed the Exchange about Revision in MCLR Rate
Bank of Maharashtra has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulation...
Bank of Maharashtra has informed the Exchange about Revision in MCLR Rates