Analyzing...
Loading company...
No significant concerns identified
Nothing flagged for monitoring
“Insurance operations in Insurance — Life & General.”
Premium income of ₹489,775 Cr, total income ₹495,801 Cr.
Claims/benefits ratio: N/A%.
“total premium income of 371,293 crore”
“profit after tax for the nine months”
“net VNB has registered a growth of 27.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 37.3%▲ | 11.1% |
| ROCE | 0.9%▲ | 0.5% |
| Net Margin | 9.8%▲ | 2.4% |
| Debt To Equity | 0.35x▼ | 2.03x |
Historical valuation data not available.
No related party data available for this company.
This section will be populated when data becomes available.
Disclaimer · The Stock Filter is an information platform, not a SEBI-registered investment adviser. All data, scores, and narratives are generated from public filings and AI analysis — they do not constitute investment advice, recommendations, or endorsements. Always consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.
| (₹ Cr) | TTM | FY2025 | FY2023 |
|---|---|---|---|
| Gross Premium Income | ₹5.21 Lakh Cr +6.3% | ₹4.90 Lakh Cr +2.9% | ₹4.77 Lakh Cr |
| First Year Premium | ₹40,202 Cr +8.1% | ₹37,199 Cr -5.3% | ₹39,269 Cr |
| Renewal Premium | ₹2.75 Lakh Cr +4.3% | ₹2.63 Lakh Cr +8.0% | ₹2.44 Lakh Cr |
| Single Premium | ₹2.06 Lakh Cr +8.7% | ₹1.90 Lakh Cr -1.8% | ₹1.93 Lakh Cr |
| Investment Income (Net) | ₹4.17 Lakh Cr +5.8% | ₹3.94 Lakh Cr +28.2% | ₹3.07 Lakh Cr |
| Total Income | ₹9.46 Lakh Cr +6.1% | ₹8.92 Lakh Cr +12.2% | ₹7.95 Lakh Cr |
| Employees Remuneration And Welfare Expenses | ₹24,990 Cr -7.3% | ₹26,947 Cr -32.9% | ₹40,135 Cr |
| Other Operating Expenses | ₹2,243 Cr +8.9% | ₹2,060 Cr -51.8% | ₹4,274 Cr |
| Commission | ₹24,559 Cr -3.4% | ₹25,420 Cr -1.1% | ₹25,696 Cr |
| Net Commission | ₹24,558 Cr -3.4% | ₹25,419 Cr -1.1% | ₹25,705 Cr |
| Benefits Paid (Net) | ₹4.61 Lakh Cr +9.6% | ₹4.21 Lakh Cr +21.6% | ₹3.46 Lakh Cr |
| Change in Actuarial Liability | ₹3.63 Lakh Cr +3.1% | ₹3.52 Lakh Cr +2.5% | ₹3.43 Lakh Cr |
| Management Expenses | ₹60,036 Cr -1.6% | ₹60,993 Cr -17.6% | ₹73,994 Cr |
| Total Expenses | ₹8.90 Lakh Cr +6.0% | ₹8.39 Lakh Cr +11.3% | ₹7.54 Lakh Cr |
| Profit Before Tax | ₹53,113 Cr +9.8% | ₹48,351 Cr +34.0% | ₹36,081 Cr |
| Current Tax | ₹88 Cr +191.6% | ₹30 Cr -64.1% | ₹84 Cr |
| EPS | ₹83.83 | ₹76.40 | ₹56.91 |
| Diluted Shares | ₹632 Cr | ₹632 Cr | ₹632 Cr |
| Surplus Deficit | ₹1.17 Lakh Cr +4.3% | ₹1.12 Lakh Cr +18.9% | ₹94,421 Cr |
| Provision For Tax | ₹8,442 Cr +6.6% | ₹7,916 Cr | ₹0.00 Cr |
| Interim Bonus Paid | ₹4,433 Cr +44.1% | ₹3,076 Cr -5.8% | ₹3,264 Cr |
| Investment Income | ₹7,903 Cr +31.2% | ₹6,025 Cr +409.6% | ₹1,182 Cr |
| Net Premium Income | ₹5.20 Lakh Cr +6.3% | ₹4.90 Lakh Cr +2.9% | ₹4.76 Lakh Cr |
| Net Surplus Deficit | ₹56,345 Cr +6.6% | ₹52,870 Cr +27.0% | ₹41,617 Cr |
| Provisions For Taxes | ₹88 Cr +191.6% | ₹30 Cr -64.1% | ₹84 Cr |
| Administration Expenses | ₹7,639 Cr +27.1% | ₹6,013 Cr +89.8% | ₹3,167 Cr |
| Commission Single Premium | ₹785 Cr +2.7% | ₹764 Cr +45.2% | ₹526 Cr |
| Commission Renewal Premium | ₹14,740 Cr +0.8% | ₹14,623 Cr +16.3% | ₹12,571 Cr |
| Advertisement And Publicity | ₹606 Cr +9.3% | ₹555 Cr -22.3% | ₹714 Cr |
| Gross N P As Shareholders Fund | ₹113 Cr +100.0% | ₹57 Cr | ₹0.00 Cr |
| Shareholders Account Income | ₹58,367 Cr +8.9% | ₹53,619 Cr +45.9% | ₹36,752 Cr |
| Commission First Year Premium | ₹9,034 Cr -10.0% | ₹10,034 Cr -20.4% | ₹12,599 Cr |
| Funds for Future Appropriation | ₹6,066 Cr +11.3% | ₹5,449 Cr -11.8% | ₹6,178 Cr |
| Shareholders Account Expenses | ₹5,254 Cr -0.3% | ₹5,269 Cr +684.6% | ₹671 Cr |
| Shareholders Account Income | ₹8,089 Cr +30.5% | ₹6,198 Cr +371.9% | ₹1,313 Cr |
| Shareholders Account Other Income | ₹185 Cr +7.5% | ₹173 Cr +31.7% | ₹131 Cr |
| Policyholders Account Other Income | ₹6,117 Cr +11.5% | ₹5,487 Cr -53.7% | ₹11,843 Cr |
| Profit Loss Carried To Balance Sheet | ₹5.32 Lakh Cr +342.1% | ₹1.20 Lakh Cr +206.5% | ₹39,218 Cr |
| Surplus Shown In The Revenue Account | ₹56,345 Cr +6.6% | ₹52,870 Cr +27.0% | ₹41,617 Cr |
| Bonus to Policyholders | ₹56,339 Cr +0.0% | ₹56,331 Cr +13.7% | ₹49,540 Cr |
| Transfer From Policyholders Account | ₹50,279 Cr +6.0% | ₹47,422 Cr +33.8% | ₹35,439 Cr |
| Transferred To Shareholders Account | ₹50,279 Cr +6.0% | ₹47,422 Cr +33.8% | ₹35,439 Cr |
| Transfer Of Funds To Policyholders Account | ₹4,602 Cr +1.4% | ₹4,540 Cr | ₹130 Cr |
| Transfer Of Funds From Shareholders Account | ₹2,776 Cr +2.3% | ₹2,714 Cr | ₹130 Cr |
| Goods And Service Tax Charge On Linked Charges | ₹235 Cr +5.2% | ₹223 Cr +104.0% | ₹109 Cr |
| Profit Loss After Tax And Extraordinary Items | ₹53,025 Cr +9.7% | ₹48,320 Cr +34.2% | ₹35,997 Cr |
| Profit Loss After Tax Before Extraordinary Items | ₹53,025 Cr +9.7% | ₹48,320 Cr +34.2% | ₹35,997 Cr |
| Operating Expenses Related To Insurance Business | ₹35,479 Cr -0.3% | ₹35,574 Cr -26.3% | ₹48,290 Cr |
| Provisions For Diminution In Value Of Investments | (₹1,273 Cr) -99.7% | (₹637 Cr) +95.0% | (₹12,735 Cr) |
| Provisions For Doubtful Debts Including Write Off | ₹0.52 Cr -61.2% | ₹1 Cr | ₹0.00 Cr |
| Reserves And Surplus Excluding Revaluation Reserve | ₹5.36 Lakh Cr +342.1% | ₹1.21 Lakh Cr | ₹0.00 Cr |
| Expenses Other Than Those Related To Insurance Business | ₹684 Cr -8.1% | ₹743 Cr | ₹54 Cr |
| Provisions For Doubtful Debts Including Bad Debts Written Off | (₹1,281 Cr) +17.0% | (₹1,545 Cr) +20.5% | (₹1,942 Cr) |
| Shareholders Account Provisions For Diminution In Value Of Investments | (₹31 Cr) -97.9% | (₹16 Cr) ↓ Decline | ₹488 Cr |
Life Insurance Corporation Of India has informed the Exchange about the Notice to members of the Corporation was published on June 16, 2026.
Life Insurance Corporation Of India has informed the Exchange about investor meet held on June 05, 2026.
Life Insurance Corporation Of India has informed the Exchange about the allotment of Bonus Equity Shares.
Life Insurance Corporation Of India has informed the Exchange about the update on Investor Meet.
Life Insurance Corporation Of India has informed the Exchange about the cessation of Key Managerial Personnel.
Life Insurance Corporation Of India has informed the Exchange about cessation of Senior Management Personnel.
Life Insurance Corporation Of India has informed the Exchange about Investor Meet to be held on June 05, 2026.
Life Insurance Corporation Of India has informed the Exchange about transcript of Earning Conference Call
Life Insurance Corporation Of India has informed the Exchange about the Investor Meet to be held on June 02, 2026.
Life Insurance Corporation Of India has informed the Exchange about the Investors/Analysts meet held on May 22, 2026.
Life Insurance Corporation of India has informed the Exchange that Corporate Presentation is enclosed and also available on the website of the Corporation.
Life Insurance Corporation Of India has informed the Exchange about the Financial Results for the Quarter and Year ended March 31, 2026 are published in the Newspapers.
Life Insurance Corporation Of India has informed the Exchange about the new product launch.
Life Insurance Corporation Of India has informed the Exchange about Audio recording about conference call.
Life Insurance Corporation Of India has informed the Exchange regarding 'Investors Meet' to be held on May 22, 2026.