Analyzing...
Loading company...
Jana Small Finance Bank Ltd offers banking services including deposits, loans, and financial advisory. The company focuses on financial inclusion, serving individuals, small businesses, and underserved markets.
Nothing flagged for monitoring
No significant strengths identified from available data
“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹2,593 Cr on total income of ₹6,865 Cr.
Cost-to-income ratio at 67.8%. Provision coverage at 12.2% of income.
“quarter four of last year.”
“credit costs in quarter four will be down in a significant way from quarter three.”
“SMA and slippages for March 26 will be lower than March 24.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 7.3%▼ | 11.5% |
| Net Margin | 4.8%▼ | 12.1% |
| EBITDA Margin | 48.4%▼ | 67.3% |
| Debt To Equity | 8.01x | 8.01x |
| NIM | 7.7%▼ | 390.0% |
| Cost To Income | 67.8% | - |
| Credit Deposit Ratio | 94.50x | 83.00x |
| (₹ Cr) | TTM | FY2025 | FY2024 |
|---|---|---|---|
| Interest on Advances | ₹4,804 Cr +12.5% | ₹4,268 Cr +18.3% | ₹3,607 Cr |
| Income on Investments | ₹491 Cr +30.0% | ₹377 Cr +5.3% | ₹358 Cr |
| ₹1,022 Cr +31.7% | ₹776 Cr +15.6% | ₹671 Cr | |
| Total Income | ₹6,375 Cr +16.2% | ₹5,486 Cr +17.1% | ₹4,684 Cr |
| Interest Expended | ₹2,760 Cr +19.1% | ₹2,317 Cr +22.8% | ₹1,886 Cr |
| Employee Cost | ₹1,460 Cr +20.6% | ₹1,210 Cr +24.2% | ₹975 Cr |
| Other Operating Expenses | ₹989 Cr +35.1% | ₹732 Cr +16.2% | ₹630 Cr |
| Provisions & Contingencies | ₹839 Cr +11.5% | ₹753 Cr +10.9% | ₹679 Cr |
| Total Expenditure | ₹5,209 Cr +22.3% | ₹4,259 Cr +22.0% | ₹3,491 Cr |
| Profit Before Tax | ₹326 Cr -31.1% | ₹474 Cr -7.9% | ₹514 Cr |
| Tax | ₹0.00 Cr +100.0% | (₹28 Cr) | ₹0.00 Cr |
| Net Profit | ₹326 Cr -34.9% | ₹501 Cr -25.1% | ₹670 Cr |
| EPS | ₹30.99 | ₹47.73 | ₹64.02 |
| Diluted Shares | ₹11 Cr | ₹11 Cr | ₹10 Cr |
| Other Interest | ₹13 Cr +693.0% | ₹2 Cr | ₹0.04 Cr |
| Non Performing Assets | ₹313 Cr +23.0% | ₹254 Cr +62.5% | ₹156 Cr |
| Gross Non Performing Assets | ₹847 Cr +13.0% | ₹750 Cr +53.9% | ₹487 Cr |
| Interest (RBI & Others) | ₹46 Cr -26.8% | ₹63 Cr +30.5% | ₹48 Cr |
No related party data available for this company.
This section will be populated when data becomes available.
Disclaimer · The Stock Filter is an information platform, not a SEBI-registered investment adviser. All data, scores, and narratives are generated from public filings and AI analysis — they do not constitute investment advice, recommendations, or endorsements. Always consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.
Jana Small Finance Bank Limited has informed the Exchange regarding Cessation of Dr. Subhash Khuntia as Independent Director of the company w.e.f. July 27, 2026.
Jana Small Finance Bank Limited has informed the Exchange about Transcript
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Receipt of IBA Technology Award for Identity & Access Management at the IBA CISO Summit & Citations 2026
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Shri Gautam Kumar Dak, Hon ble Minister of State for Cooperative & Civil Aviation, Government of Rajasthan, inaugurate...
Jana Small Finance Bank Limited has informed the Exchange about General Updates - Disclosure of Divergence in asset classification and provisioning for NPAs
Jana Small Finance Bank Limited has informed the Exchange about Link of Recording
Jana Small Finance Bank Limited has informed the Exchange regarding Allotment of 373436 Shares.
Jana Small Finance Bank Limited has informed the Exchange regarding 'Security Cover certificate Regulation 54(3) SEBI LODR'.
Jana Small Finance Bank Limited has informed the Exchange regarding 'Certificate on non-convertible securities as per Regulation 52(7) and 52(7A) of SEBI (Listing Obligation and Disclosure Requirement...
Jana Small Finance Bank Limited has informed the Exchange regarding a press release dated July 15, 2026, titled "Key highlights of the financial performance for the quarter ended June 2026".
Jana Small Finance Bank Limited has informed the Exchange about Investor Presentation
Jana Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Jana Small Finance Bank Limited has informed the Exchange about Schedule of meet
Jana Small Finance Bank Limited has informed the Exchange regarding 'Credit Update - Care Ratings Limited No change in Credit rating assigned on 17th February 2026'.
Jana Small Finance Bank Limited has informed the Exchange about Schedule of meet
No dividend history available for this company.