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Indian Bank engages in the provision of banking products and services. The company is headquartered in Chennai, Tamil Nadu and currently employs 40,781 full-time employees. The company went IPO on 2007-02-24. The firm's segments include Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Business. The Treasury Segment includes the entire investment portfolio and trading in foreign exchange contracts and derivative contracts. The Corporate / Wholesale Banking segment comprises the lending activities of the corporate accounts group, commercial client’s group, and stressed asset resolution group. These include providing loans and transaction services to corporate and institutional clients, as well as non-treasury operations of foreign offices. The Company’s Retail Banking Segment is subdivided into digital banking and other retail banking segments. This segment comprises retail branches, which primarily include personal banking activities, including lending activities to corporate customers having banking relations with these branches. This segment also includes agency business and ATMs.
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“Banking franchise in Banking — Lending & Deposits.”
Net Interest Income of ₹26,965 Cr on total income of ₹94,450 Cr.
Cost-to-income ratio at 47.0%. Provision coverage at 3.7% of income.
“profit grew by 7.”
“have internally set a target that we will, double the business figure in five years, December last December.”
“growth is good, Dursil.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 14.6%▲ | 11.5% |
| Net Margin | 12.1%▲ | 12.1% |
| EBITDA Margin | 71.8%▲ | 67.3% |
| Debt To Equity | 10.34x▲ | 8.01x |
| Rev Growth 3yr | 14.1%▼ | 14.4% |
| EPS Growth 3yr | 24.8%▲ | 23.3% |
| NIM | 4.1%▼ | 390.0% |
| Cost To Income | 47.0% | - |
| Credit Deposit Ratio | 79.10x | 83.00x |
Historical valuation data not available.
No related party data available for this company.
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| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Interest on Advances | ₹50,239 Cr +12.0% | ₹44,856 Cr +10.4% | ₹40,619 Cr +27.2% | ₹31,941 Cr +18.6% | ₹26,928 Cr -1.9% | ₹27,455 Cr +72.3% | ₹15,933 Cr +14.0% | ₹13,982 Cr |
| Income on Investments | ₹16,397 Cr +6.8% | ₹15,348 Cr +14.2% | ₹13,435 Cr +14.9% | ₹11,690 Cr +6.6% | ₹10,971 Cr -1.8% | ₹11,170 Cr +111.8% | ₹5,275 Cr +4.6% | ₹5,042 Cr |
| ₹11,110 Cr +11.0% | ₹10,011 Cr +16.7% | ₹8,582 Cr +10.0% | ₹7,805 Cr +5.4% | ₹7,407 Cr +13.2% | ₹6,540 Cr +96.7% | ₹3,326 Cr +75.8% | ₹1,891 Cr | |
| Total Income | ₹80,424 Cr +11.6% | ₹72,051 Cr +12.2% | ₹64,232 Cr +21.7% | ₹52,790 Cr +14.1% | ₹46,268 Cr +1.4% | ₹45,649 Cr +84.6% | ₹24,727 Cr +17.3% | ₹21,073 Cr |
| Interest Expended | ₹41,271 Cr +12.1% | ₹36,826 Cr +13.9% | ₹32,341 Cr +30.8% | ₹24,717 Cr +11.7% | ₹22,129 Cr -5.6% | ₹23,439 Cr +69.9% | ₹13,798 Cr +13.4% | ₹12,167 Cr |
| Employee Cost | ₹11,334 Cr +13.6% | ₹9,975 Cr +7.0% | ₹9,320 Cr +23.0% | ₹7,579 Cr +12.5% | ₹6,738 Cr +5.1% | ₹6,412 Cr +158.7% | ₹2,478 Cr +11.3% | ₹2,228 Cr |
| Other Operating Expenses | ₹7,007 Cr +14.0% | ₹6,149 Cr +9.2% | ₹5,633 Cr +9.5% | ₹5,146 Cr +11.5% | ₹4,615 Cr +5.4% | ₹4,378 Cr +124.0% | ₹1,954 Cr +8.5% | ₹1,801 Cr |
| Provisions & Contingencies | ₹4,017 Cr -4.7% | ₹4,214 Cr -28.5% | ₹5,894 Cr -37.0% | ₹9,358 Cr -1.7% | ₹9,522 Cr +12.1% | ₹8,495 Cr +66.0% | ₹5,118 Cr +11.4% | ₹4,595 Cr |
| Total Expenditure | ₹59,613 Cr +12.6% | ₹52,949 Cr +12.0% | ₹47,294 Cr +26.3% | ₹37,442 Cr +11.8% | ₹33,483 Cr -2.2% | ₹34,228 Cr +87.8% | ₹18,230 Cr +12.6% | ₹16,195 Cr |
| Profit Before Tax | ₹16,795 Cr +12.8% | ₹14,887 Cr +34.8% | ₹11,044 Cr +84.4% | ₹5,990 Cr +83.6% | ₹3,263 Cr +11.5% | ₹2,925 Cr +112.2% | ₹1,378 Cr +386.8% | ₹283 Cr |
| Tax | ₹4,253 Cr +9.3% | ₹3,893 Cr +33.6% | ₹2,915 Cr +341.9% | ₹659 Cr ↑ Recovery | (₹731 Cr) -708.8% | (₹90 Cr) ↓ Decline | ₹620 Cr ↑ Recovery | (₹38 Cr) |
| Net Profit | ₹12,541 Cr +14.1% | ₹10,995 Cr +35.3% | ₹8,129 Cr +52.5% | ₹5,330 Cr +33.5% | ₹3,994 Cr +32.4% | ₹3,016 Cr +297.8% | ₹758 Cr +136.2% | ₹321 Cr |
| Profit (Owners) | ₹12,785 Cr +13.5% | ₹11,261 Cr +33.8% | ₹8,419 Cr +51.1% | ₹5,572 Cr +34.5% | ₹4,142 Cr +31.5% | ₹3,149 Cr +265.6% | ₹861 Cr +126.6% | ₹380 Cr |
| Minority Interest | ₹3 Cr -11.3% | ₹3 Cr -6.1% | ₹3 Cr +157.0% | ₹1 Cr -49.2% | ₹2 Cr +66.4% | ₹1 Cr +106.2% | ₹0.69 Cr +17.3% | ₹0.59 Cr |
| EPS | ₹94.91 | ₹83.61 | ₹62.51 | ₹44.74 | ₹33.26 | ₹27.88 | ₹14.15 | ₹7.91 |
| Diluted Shares | ₹135 Cr | ₹135 Cr | ₹135 Cr | ₹125 Cr | ₹125 Cr | ₹113 Cr | ₹61 Cr | ₹48 Cr |
| Other Interest | ₹1,019 Cr +314.7% | ₹246 Cr +18.2% | ₹208 Cr -56.3% | ₹476 Cr +326.1% | ₹112 Cr +94.9% | ₹57 Cr +265.8% | ₹16 Cr -12.9% | ₹18 Cr |
| Non Performing Assets | ₹3,906 Cr +252.0% | ₹1,110 Cr -50.1% | ₹2,223 Cr -45.0% | ₹4,043 Cr -54.3% | ₹8,849 Cr -27.9% | ₹12,271 Cr +98.4% | ₹6,184 Cr -9.0% | ₹6,793 Cr |
| Profit Loss Of Associates | ₹246 Cr -8.8% | ₹270 Cr -8.1% | ₹293 Cr +20.7% | ₹243 Cr +61.7% | ₹150 Cr +11.4% | ₹135 Cr +29.7% | ₹104 Cr +73.9% | ₹60 Cr |
| Gross Non Performing Assets | ₹56,303 Cr +209.7% | ₹18,179 Cr -13.9% | ₹21,106 Cr -25.1% | ₹28,180 Cr -20.0% | ₹35,214 Cr -8.5% | ₹38,480 Cr +171.4% | ₹14,176 Cr +5.9% | ₹13,383 Cr |
| Interest (RBI & Others) | ₹1,659 Cr +4.4% | ₹1,590 Cr +14.5% | ₹1,388 Cr +58.2% | ₹878 Cr +3.1% | ₹852 Cr +100.0% | ₹426 Cr +139.9% | ₹177 Cr +27.2% | ₹140 Cr |
Indian Bank has informed the Exchange about Newspaper Publication regarding loss of Share Certificates of the Bank
Indian Bank has informed the Exchange about Transcript of Post Earnings Concall / Meet
Indian Bank has informed the Exchange about Investor Presentation
Indian Bank has informed the Exchange regarding a press release dated July 10, 2026, titled "Press release on Unaudited (Reviewed) Financial Results of the Bank for the First Quarter of FY 2026-27 end...
Indian Bank has submitted to the Exchange about Approval of Unaudited (Reviewed) Standalone and Consolidated Financial Results of the Bank for the First Quarter of FY 2026-27 ended on June 30, 2026
Indian Bank has informed the Exchange with copy of minutes of Annual General Meeting held on Jun 17, 2026
Indian Bank has informed the Exchange regarding 'Certificate of compliance with Cybersecurity and Cyber Resilience Framework (CSCRF) for SEBI Regulated Entities (REs)'.
Indian Bank has informed the Exchange regarding Notice of Annual General Meeting to be held on Jun 17, 2026
Indian Bank has informed the Exchange about updated Presentation on Audited Financial Results of the Bank for the Fourth Quarter and Financial Year ended on March 31, 2026
Indian Bank has informed the Exchange about Investor Presentation
Indian Bank has informed the Exchange regarding a press release dated April 29, 2026, titled "Press release on Audited Financial Results of the Bank for the Fourth Quarter and Financial Year ended on ...
Indian Bank has informed the Exchange that Record date for the purpose of Dividend is 10-Jun-2026.
Indian Bank has informed the Exchange about Annual General Meeting, Record Date and Book Closure
Indian Bank has informed the Exchange regarding Outcome of Board Meeting held on April 29, 2026 regarding Capital Raising Plan of the Bank.
Indian Bank has informed the Exchange that Board of Directors at its meeting held on April 29, 2026, recommended Final Dividend of Rs. 18.25 per equity share.