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General Insurance Corporation of India engages in the provision of reinsurance services to the direct general insurance companies. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2017-10-25. The firm is engaged in the business of domestic reinsurance, international reinsurance, overseas, and training / life. The company is formed for the purpose of superintending, controlling and carrying on the business of general insurance. The Company’s domestic reinsurance provides reinsurance to the direct general insurance companies in the Indian market. The Company’s international reinsurance business provides reinsurance programmers’ of several insurance companies in SAARC countries, South East Asia, Middle East and Africa. Its overseas offices operate in Middle East Region (Bahrain, Cyprus, Iran, Iraq, Jordan, Kuwait, Lebanon, Oman, Palestine, Qatar, Saudi Arabia, Syria, United Arab Emirates, Yemen, Algeria, Egypt, Libya, Morocco, Sudan and Tunisia.
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“Insurance operations in Insurance — Life & General.”
Premium income of ₹39,743 Cr, total income ₹40,650 Cr.
Claims/benefits ratio: N/A%.
“GA Series objective has been to achieve domestic versus foreign of 60 to 40.”
“100% in the coming two or three quarters.”
“January 26 renewal, given that we are coming off from the January 2023 unprecedented hardening that the reinsurance market witnessed across the globe, very, very significant harden”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 16.3%▲ | 11.7% |
| ROCE | -18.0%▼ | 0.4% |
| Net Margin | 0.0%▼ | 2.9% |
| Debt To Equity | 1.92x | 1.92x |
No related party data available for this company.
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| (₹ Cr) | TTM | FY2025 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Gross Premiums Written | ₹44,368 Cr +5.8% | ₹41,955 Cr +13.0% | ₹37,129 Cr -15.7% | ₹44,034 Cr -7.4% | ₹47,550 Cr -7.7% | ₹51,515 Cr +22.0% | ₹42,230 Cr |
| Net Premium Written | ₹40,904 Cr +6.5% | ₹38,412 Cr +13.8% | ₹33,755 Cr -13.7% | ₹39,119 Cr -7.6% | ₹42,353 Cr -9.4% | ₹46,765 Cr +22.0% | ₹38,325 Cr |
| Premium Earned | ₹39,743 Cr +8.3% | ₹36,712 Cr +2.1% | ₹35,974 Cr -9.1% | ₹39,557 Cr -1.1% | ₹39,985 Cr -9.8% | ₹44,351 Cr +20.9% | ₹36,687 Cr |
| Investment Income (Net) | ₹8,674 Cr -0.7% | ₹8,735 Cr +16.0% | ₹7,529 Cr +2.0% | ₹7,380 Cr +8.2% | ₹6,823 Cr +22.6% | ₹5,565 Cr +34.6% | ₹4,135 Cr |
| Other Income | ₹906 Cr +536.1% | ₹143 Cr -76.6% | ₹608 Cr +51.8% | ₹400 Cr ↑ Recovery | (₹224 Cr) ↓ Decline | ₹429 Cr +146.0% | ₹174 Cr |
| Employees Remuneration And Welfare Expenses | ₹205 Cr +14.1% | ₹180 Cr -25.1% | ₹240 Cr +7.0% | ₹224 Cr +44.2% | ₹156 Cr -25.0% | ₹207 Cr +28.3% | ₹162 Cr |
| Other Operating Expenses | ₹247 Cr +14.9% | ₹215 Cr +7.3% | ₹200 Cr +11.7% | ₹179 Cr +18.1% | ₹152 Cr -18.2% | ₹185 Cr +38.9% | ₹133 Cr |
| Net Commission | ₹8,067 Cr +8.0% | ₹7,472 Cr +32.2% | ₹5,651 Cr -19.6% | ₹7,026 Cr -12.4% | ₹8,025 Cr +6.1% | ₹7,562 Cr +23.0% | ₹6,150 Cr |
| Incurred Claims | ₹33,318 Cr +3.6% | ₹32,167 Cr -1.6% | ₹32,692 Cr -10.9% | ₹36,703 Cr -0.6% | ₹36,929 Cr -14.4% | ₹43,150 Cr +18.8% | ₹36,319 Cr |
| Claims Paid | ₹27,252 Cr +3.6% | ₹26,297 Cr -1.2% | ₹26,610 Cr -14.8% | ₹31,219 Cr -11.8% | ₹35,400 Cr +13.0% | ₹31,341 Cr +33.8% | ₹23,425 Cr |
| Change in Outstanding Claims | ₹6,066 Cr +3.3% | ₹5,870 Cr -3.5% | ₹6,082 Cr +10.9% | ₹5,485 Cr +258.7% | ₹1,529 Cr -87.1% | ₹11,809 Cr -8.4% | ₹12,893 Cr |
| Operating Expenses | ₹41,895 Cr +4.7% | ₹39,996 Cr +3.2% | ₹38,774 Cr -12.2% | ₹44,146 Cr -2.5% | ₹45,296 Cr -11.4% | ₹51,124 Cr +19.5% | ₹42,796 Cr |
| Operating Income | ₹49,324 Cr +8.2% | ₹45,589 Cr +3.4% | ₹44,110 Cr -6.8% | ₹47,337 Cr +1.6% | ₹46,584 Cr -7.5% | ₹50,345 Cr +22.8% | ₹40,996 Cr |
| Operating Profit | ₹7,429 Cr +32.8% | ₹5,593 Cr +4.8% | ₹5,337 Cr +67.2% | ₹3,191 Cr +147.8% | ₹1,288 Cr ↑ Recovery | (₹780 Cr) +56.7% | (₹1,800 Cr) |
| Net Profit | ₹9,688 Cr +30.4% | ₹7,432 Cr +7.6% | ₹6,907 Cr +189.5% | ₹2,386 Cr +19.8% | ₹1,992 Cr ↑ Recovery | (₹186 Cr) +87.5% | (₹1,496 Cr) |
| EPS | ₹55.22 | ₹42.36 | ₹39.37 | ₹13.60 | ₹11.35 | (₹1.06) | (₹8.53) |
| Provision For Tax | ₹2,446 Cr +14.8% | ₹2,131 Cr +46.5% | ₹1,454 Cr -6.5% | ₹1,556 Cr +25.0% | ₹1,244 Cr ↑ Recovery | (₹87 Cr) ↓ Decline | ₹49 Cr |
| Premium Deficiency | ₹58 Cr ↑ Recovery | (₹38 Cr) -340.4% | (₹9 Cr) ↓ Decline | ₹13 Cr -63.2% | ₹35 Cr +81.8% | ₹19 Cr -40.1% | ₹32 Cr |
| Transfer To Reserves | ₹739 Cr +23.6% | ₹598 Cr +16.7% | ₹513 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Non-Operating Expense | ₹296 Cr +21.9% | ₹243 Cr -43.9% | ₹433 Cr -76.5% | ₹1,839 Cr +702.7% | ₹229 Cr -82.9% | ₹1,340 Cr +48.2% | ₹904 Cr |
| Profit Or Loss Before Tax | ₹12,134 Cr +26.9% | ₹9,563 Cr +14.4% | ₹8,361 Cr +112.1% | ₹3,942 Cr +21.8% | ₹3,236 Cr ↑ Recovery | (₹274 Cr) +81.1% | (₹1,447 Cr) |
| Underwriting Profit Or Loss | (₹2,152 Cr) +34.5% | (₹3,284 Cr) -17.3% | (₹2,800 Cr) +39.0% | (₹4,589 Cr) +13.6% | (₹5,311 Cr) +21.6% | (₹6,773 Cr) -10.9% | (₹6,110 Cr) |
| Shareholders Income | ₹12,430 Cr +26.8% | ₹9,805 Cr +11.5% | ₹8,794 Cr +52.1% | ₹5,781 Cr +66.8% | ₹3,465 Cr +225.0% | ₹1,066 Cr ↑ Recovery | (₹542 Cr) |
| Shareholders Account Other Income | ₹1,173 Cr +83.3% | ₹640 Cr -23.3% | ₹835 Cr +143.9% | ₹342 Cr +92.2% | ₹178 Cr -32.4% | ₹263 Cr +179.6% | ₹94 Cr |
| Transfer To Profit And Loss Account | ₹6,689 Cr +33.9% | ₹4,995 Cr +3.5% | ₹4,824 Cr +51.2% | ₹3,191 Cr +147.8% | ₹1,288 Cr ↑ Recovery | (₹780 Cr) +56.7% | (₹1,800 Cr) |
| Shareholders Account Income From Investments | ₹4,568 Cr +9.5% | ₹4,170 Cr +33.0% | ₹3,136 Cr +39.5% | ₹2,247 Cr +12.4% | ₹1,999 Cr +26.4% | ₹1,582 Cr +36.0% | ₹1,164 Cr |
| Operating Expenses Related To Insurance Business | ₹452 Cr +14.5% | ₹394 Cr -10.4% | ₹440 Cr +9.1% | ₹403 Cr +31.4% | ₹307 Cr -21.8% | ₹393 Cr +33.1% | ₹295 Cr |
| Shareholders Account Transfer From Policyholders Fund | ₹6,689 Cr +33.9% | ₹4,995 Cr +3.5% | ₹4,824 Cr +51.2% | ₹3,191 Cr +147.8% | ₹1,288 Cr ↑ Recovery | (₹780 Cr) +56.7% | (₹1,800 Cr) |
| Non Operating Provisions For Diminution In Value Of Investments | ₹37 Cr -54.0% | ₹80 Cr -0.5% | ₹81 Cr -55.1% | ₹180 Cr +161.0% | ₹69 Cr -73.2% | ₹257 Cr +994.9% | ₹23 Cr |
| Non Operating Expenses Other Than Those Related To Insurance Business | ₹141 Cr +30.8% | ₹108 Cr | ₹9 Cr -70.9% | ₹31 Cr -82.8% | ₹179 Cr +121.9% | ₹81 Cr +181.5% | ₹29 Cr |
| Non Operating Provisions For Doubtful Debts Including Bad Debts Written Off | ₹118 Cr +116.3% | ₹54 Cr -84.1% | ₹343 Cr -78.9% | ₹1,628 Cr ↑ Recovery | (₹19 Cr) ↓ Decline | ₹1,002 Cr +17.6% | ₹852 Cr |
General Insurance Corporation of India has informed the Exchange about change in Management
General Insurance Corporation of India has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
General Insurance Corporation of India has informed the Exchange about Copy of Newspaper Publication
General Insurance Corporation of India has informed the Exchange regarding 'Disclosure received from Promoter under Regulation 7(2) of SEBI (PIT) Regulations, 2015'.
General Insurance Corporation of India has informed the Exchange about Schedule of meet and Outcome of the Meeting
General Insurance Corporation of India has informed the Exchange about Investor Presentation
General Insurance Corporation of India has informed the Exchange about Schedule of meet
General Insurance Corporation of India has informed the Exchange about Transcript
General Insurance Corporation of India has informed the Exchange about Link of Recording
General Insurance Corporation of India has informed the Exchange about Investor Presentation
General Insurance Corporation of India has informed the Exchange regarding a press release dated February 07, 2026, titled "GIC Re announces Financial Performance for the quarter ended 31.12.2025".
General Insurance Corporation of India has submitted to the Exchange, the financial results for the period ended December 31, 2025.
General Insurance Corporation of India has informed the Exchange about Schedule of meet
General Insurance Corporation of India has informed the Exchange about change in Management
General Insurance Corporation of India has informed the Exchange about change in Management