What is Fusion Finance Ltd's market cap?

Fusion Finance Ltd (FUSION) has a market capitalization of ₹2,877 Cr.

What sector is FUSION in?

Fusion Finance Ltd operates in the NBFC — Lending & Credit sector.

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Fusion Finance Ltd (FUSION) — Analysis, Financials, Intelligence | The Stock Filter

The Organism · Company Intelligence

Fusion Finance Ltd

FUSION|BSE: 543652

NBFC — Lending & CreditBanking & Financial Institutionswww.fusionfin.com

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—|MCap ₹2,877 Cr

Promoter: 0.2%

PE 260.0xMedian PE 19.6xPB 5.1x

Fusion Microfinance Ltd. operates as a non-banking financial company-microfinance institution, which provides financial services to women entrepreneurs belonging to the economically and socially depri

Secular Currents

Theme Connections

Fintech Penetration Rural Consumption Banking Credit Growth

Intelligence Profile

TSF Score

35/100

The Vitals · Company Health

Health Indicators

Shenanigan Score

20Clean

Trust Score

The Numbers · Key Metrics

PE Ratio

260.0x

₹2,094 Cr

The Narrator · StoryTel Intelligence

FY2025NBFC — Lending & CreditProduct Sales ModelModel:Revenue = Loan Book × Yield on Advances − Cost of Borrowing + Fee Income

Key Insight

“Banking franchise in NBFC — Lending & Credit.”

The Revenue Story

Net Interest Income of ₹2,134 Cr on total income of ₹2,183 Cr.

Total Income₹2,183 Cr

Interest Earned₹2,134 Cr(97.7% of Total Income)

Interest On Advances₹2,134 Cr(97.7% of Total Income)

NII₹2,134 Cr(97.7% of Total Income)

Other Income₹49 Cr(2.3% of Total Income)

The Cost Story

Cost-to-income ratio at 35.6%. Provision coverage at 0.0% of income.

Operating Profit₹1,406 Cr(64.4%)

Employee₹573 Cr(26.3%)

Other OPEX₹204 Cr(9.3%)

Cost To Income₹0.00 Cr(0.0%)

Operating Profit

64.4%

Employee

26.3%

Other OPEX

9.3%

Cost To Income

0.0%

Key Metrics

Net Margin

-56.1%

vs median 11.6%

Cost To Income

35.6%

vs median 36.9%

Forward View · Management Guidance

GUIDANCEQ2FY26— 3High Impact

“right now we are at about $4.50 crores per month figure...around December and January where the book turnaround will start happening”

GUIDANCEQ2FY26— 3High Impact

“if we have to go to about $707.50 crore a month, which will lead to what 30% growth next year, we don't envisage adding too many people. Actually, the people headcount will hardly go up”

GUIDANCEQ2FY26— 3High Impact

“collection efficiency is now closer to 98.9, which is a 18 to 20 bps improvement over the previous quarter”

The Context · Where does it sit?

Sector Context

The Canopy · Sector KPIs

Sector KPIs

NBFC — Lending & Credit

KPI	Company	Sector Median
Net Margin	-56.1%▼	11.6%
Cost To Income	35.6%▼	36.9%

The Market · What is the market saying?

Market Signals

The Antenna · Media Intelligence

Media Signal

Low Impact

The Numbers · Show me the data

Financials

No segment data

Revenue segment breakdown not available.

Financials

Revenue₹2,320 Cr

PBT(₹1,133 Cr)

EPS(₹75.55)

(₹ Cr)	FY2025	FY2024	FY2023
Revenue	₹2,320 Cr +0.1%	₹2,317 Cr +33.0%	₹1,742 Cr
	₹49 Cr -48.7%	₹96 Cr +64.8%	₹58 Cr
Total Income	₹2,369 Cr -1.8%	₹2,412 Cr +34.0%	₹1,800 Cr
	₹3,502 Cr +100.2%	₹1,749 Cr +35.8%	₹1,288 Cr
Profit Before Tax	(₹1,133 Cr) ↓ Decline	₹663 Cr +29.5%	₹512 Cr
	₹92 Cr -42.1%	₹158 Cr +26.5%	₹125 Cr
Net Profit	(₹1,225 Cr) ↓ Decline	₹505 Cr +30.5%	₹387 Cr
Other Comprehensive Income	₹1 Cr +4.1%	₹1 Cr +293.0%	₹0.31 Cr
EPS	(₹75.55)	₹31.17	₹23.98
Diluted Shares	₹16 Cr	₹16 Cr	₹16 Cr
Fees And Commission Income	₹15 Cr -63.7%	₹42 Cr +112.8%	₹20 Cr
Net Gain On Amortised Derecognition	₹89 Cr -31.6%	₹130 Cr +34.5%	₹97 Cr
Impairment On Financial Instruments	₹1,869 Cr +412.4%	₹365 Cr +82.1%	₹200 Cr