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Fusion Microfinance Ltd. operates as a non-banking financial company-microfinance institution, which provides financial services to women entrepreneurs belonging to the economically and socially deprived section of the society. The company is headquartered in Gurgaon, Haryana. The company went IPO on 2022-11-15. The firm provides financial services to underserved women across India in order to facilitate their access to greater economic opportunities. Its range of financial products is designed according to various life cycle needs of its customers. Its microfinance products include income generation loans, top up loans, emergency loans, and cross sell loans. Its income-generating loans fund businesses operating in the sectors, including agriculture-allied and agriculture, manufacturing and production, trade and retail, services, and others. The company offers MSME loans to eligible enterprises. To be eligible for MSME loans, an enterprise must be a manufacturer, trader or service provider, and have an investment limit of less than 1,500,000 rupees. Its MSME products include unsecured business loans, secured business loans, and machinery loans. The company has a network of about 966 branches spread across 377 districts in 19 states.
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No significant strengths identified from available data
“Banking franchise in NBFC — Lending & Credit.”
Net Interest Income of ₹1,533 Cr on total income of ₹1,566 Cr.
Cost-to-income ratio at 52.5%. Provision coverage at 0.0% of income.
“right now we are at about $4.50 crores per month figure...around December and January where the book turnaround will start happening”
“if we have to go to about $707.50 crore a month, which will lead to what 30% growth next year, we don't envisage adding too many people. Actually, the people headcount will hardly go up”
“collection efficiency is now closer to 98.9, which is a 18 to 20 bps improvement over the previous quarter”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 0.6%▼ | 2.8% |
| ROCE | 5.8%▲ | 4.2% |
| Net Margin | 0.9%▼ | 11.9% |
| EBITDA Margin | 28.0%▼ | 29.0% |
| Debt To Equity | 2.27x▲ | 0.09x |
| Cost To Income | 52.5%▲ | 36.9% |
Historical valuation data not available.
Revenue segment breakdown not available.
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| ₹1,699 Cr -26.8% | ₹2,320 Cr +0.1% | ₹2,317 Cr +33.0% | ₹1,742 Cr | |
| ₹34 Cr -30.9% | ₹49 Cr -48.7% | ₹96 Cr +64.8% | ₹58 Cr | |
| Total Income | ₹1,733 Cr -26.9% | ₹2,369 Cr -1.8% | ₹2,412 Cr +34.0% | ₹1,800 Cr |
| ₹1,795 Cr -48.7% | ₹3,502 Cr +100.2% | ₹1,749 Cr +35.8% | ₹1,288 Cr | |
| Profit Before Tax | (₹63 Cr) +94.4% | (₹1,133 Cr) ↓ Decline | ₹663 Cr +29.5% | ₹512 Cr |
| (₹77 Cr) ↓ Decline | ₹92 Cr -42.1% | ₹158 Cr +26.5% | ₹125 Cr | |
| Net Profit | ₹14 Cr ↑ Recovery | (₹1,225 Cr) ↓ Decline | ₹505 Cr +30.5% | ₹387 Cr |
| Other Comprehensive Income | (₹2 Cr) ↓ Decline | ₹1 Cr +4.1% | ₹1 Cr +293.0% | ₹0.31 Cr |
| EPS | ₹0.85 | (₹75.55) | ₹31.17 | ₹23.98 |
| Diluted Shares | ₹16 Cr | ₹16 Cr | ₹16 Cr | ₹16 Cr |
| Fees And Commission Income | ₹16 Cr +4.2% | ₹15 Cr -63.7% | ₹42 Cr +112.8% | ₹20 Cr |
| Net Gain On Amortised Derecognition | ₹57 Cr -35.8% | ₹89 Cr -31.6% | ₹130 Cr +34.5% | ₹97 Cr |
| Impairment On Financial Instruments | ₹425 Cr -77.3% | ₹1,869 Cr +412.4% | ₹365 Cr +82.1% | ₹200 Cr |
No related party data available for this company.
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Fusion Finance Limited has informed the Exchange about Schedule of meet
Fusion Finance Limited has informed the Exchange about General Updates
Fusion Finance Limited has informed the Exchange about Options to purchase securities
Fusion Finance Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 22, 2026. Further, the company has informed the Exchange regarding voting results.
Fusion Finance Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 22, 2026
Fusion Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Fusion Finance Limited has informed the Exchange about General Updates
Fusion Finance Limited has informed the Exchange about Copy of Newspaper Publication
Fusion Finance Limited has informed the Exchange about Copy of Newspaper Publication
Fusion Finance Limited has informed the Exchange about Copy of Newspaper Publication
Fusion Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
Fusion Finance Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) and 31 (5) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeove...
Fusion Finance Limited has informed the Exchange about Copy of Newspaper Publication
Fusion Finance Limited has informed the Exchange about Schedule of meet
Significant movement in price has been observed in Fusion Finance Limited. The Exchange, in order to ensure that investors have latest relevant information about the company and to inform the market p...
No dividend history available for this company.