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Aptus Value Housing Finance India Ltd. engages in the provision of housing finance needs of low income and middle income customers. The company is headquartered in Chennai, Tamil Nadu and currently employs 2,405 full-time employees. The company went IPO on 2021-08-24. The firm is engaged primarily in the business of housing finance and all other activities are incidental to the main activities of the Company. The company is also engaged in providing loans for non-housing finance activities in the form of loan against properties (LAP). Its products include home loans, LAP, and insurance services. The primary product offered by the Company is focused at addressing the long-term housing finance needs of its customers. LAPs are loans given for refinancing of funds used for the purpose of construction/purchase of a house. LAP has two products, namely, LAP-Construction and LAP-Purchase. The company is offering products pertinent to housing finance. The company offers credit shield insurance to customers wherein the entire loan outstanding is repaid by the insurance company in the event of death of a customer. Its subsidiary, Aptus Finance India Private Limited, is a non- banking finance company.
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“Banking franchise in Housing Finance — Lending.”
Net Interest Income of ₹1,944 Cr on total income of ₹1,944 Cr.
Cost-to-income ratio at 16.0%. Provision coverage at 0.0% of income.
“we expect to deliver sustainable helium growth of 22% to 24%”
“AUM has grown by 21% year on year to INR 12,330 crores.”
“Profit grew 26% year on year to INR 2.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 18.6%▲ | 12.2% |
| ROCE | 14.3%▲ | 9.7% |
| Net Margin | 48.5%▲ | 26.5% |
| EBITDA Margin | 83.4% | 83.4% |
| Debt To Equity | 1.56x▼ | 2.96x |
| Rev Growth 3yr | 25.8%▲ | 9.2% |
| EPS Growth 3yr | 23.1% | 23.1% |
| Cost To Income | 16.0%▼ | 38.0% |
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| ₹2,226 Cr +27.2% | ₹1,750 Cr +28.2% | ₹1,365 Cr +24.9% | ₹1,093 Cr +34.2% | ₹815 Cr | |
| ₹20 Cr -59.3% | ₹48 Cr -7.1% | ₹52 Cr +45.0% | ₹36 Cr +39.6% | ₹26 Cr | |
| Total Income | ₹2,245 Cr +24.9% | ₹1,798 Cr +26.9% | ₹1,417 Cr +25.5% | ₹1,129 Cr +34.4% | ₹840 Cr |
| ₹1,034 Cr +25.6% | ₹824 Cr +32.0% | ₹624 Cr +31.2% | ₹475 Cr +31.9% | ₹360 Cr | |
| Profit Before Tax | ₹1,211 Cr +24.2% | ₹975 Cr +22.9% | ₹793 Cr +21.3% | ₹654 Cr +36.2% | ₹480 Cr |
| ₹268 Cr +20.0% | ₹224 Cr +23.4% | ₹181 Cr +20.3% | ₹151 Cr +37.2% | ₹110 Cr | |
| Net Profit | ₹943 Cr +25.5% | ₹751 Cr +22.8% | ₹612 Cr +21.6% | ₹503 Cr +35.9% | ₹370 Cr |
| Profit (Owners) | ₹943 Cr +25.5% | ₹751 Cr +22.8% | ₹612 Cr +21.6% | ₹503 Cr +35.9% | ₹370 Cr |
| Other Comprehensive Income | (₹0.03 Cr) -136.3% | (₹0.01 Cr) ↓ Decline | ₹0.06 Cr ↑ Recovery | (₹0.12 Cr) -322.8% | (₹0.03 Cr) |
| EPS | ₹18.85 | ₹15.03 | ₹12.26 | ₹10.10 | ₹7.45 |
| Diluted Shares | ₹50 Cr | ₹50 Cr | ₹50 Cr | ₹50 Cr | ₹50 Cr |
| Fees And Commission Income | ₹59 Cr +3.2% | ₹57 Cr +38.2% | ₹41 Cr +55.5% | ₹26 Cr +49.6% | ₹18 Cr |
| Net Gain On Amortised Derecognition | ₹172 Cr +957.6% | ₹16 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Impairment On Financial Instruments | ₹62 Cr +117.2% | ₹28 Cr -2.9% | ₹29 Cr -14.5% | ₹34 Cr -1.0% | ₹34 Cr |
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Aptus Value Housing Finance India Limited has informed the Exchange regarding Allotment of 25000 Shares.
Aptus Value Housing Finance India Limited has informed the Exchange about Investor Presentation
Aptus Value Housing Finance India Limited has informed the Exchange regarding a press release dated July 31, 2026, titled "Press Release".
Aptus Value Housing Finance India Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication
Aptus Value Housing Finance India Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 04, 2026
Aptus Value Housing Finance India Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Aptus Value Housing Finance India Limited has informed the Exchange about Schedule of meet
Aptus Value Housing Finance India Limited has informed the Exchange about Schedule of meet
Aptus Value Housing Finance India Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and...
Aptus Value Housing Finance India Limited has informed the Exchange about Transcript
Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication of Financial Results for the Fourth Quarter and year ended as on 31st March 2026
Aptus Value Housing Finance India Limited has informed the Exchange about Link of Recording
Aptus Value Housing Finance India Limited has informed the Exchange regarding Change in Director(s) of the company.
Aptus Value Housing Finance India Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results.