What is SRG Housing Finance Ltd's market cap?

SRG Housing Finance Ltd (SRGHFL) has a market capitalization of ₹418 Cr.

What sector is SRGHFL in?

SRG Housing Finance Ltd operates in the Housing Finance — Lending sector.

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SRG Housing Finance Ltd (SRGHFL) — Analysis, Financials, Intelligence | The Stock Filter

The Organism · Company Intelligence

SRG Housing Finance Ltd

SRGHFL|BSE: 534680

Housing Finance — LendingBanking & Financial Institutionswww.srghousing.com

₹280.50

+₹5.50 (+2.00%)|MCap ₹418 Cr

As of 16 Jun 2026 (End of Day)

Promoter: 59.0%

52W Low ₹224.4052W High ₹335.00

SRG Housing Finance Ltd. engages in the business of financing housing loans and mortgage loans. The company is headquartered in Mumbai, Maharashtra and currently employs 523 full-time employees. The c

Secular Currents

Theme Connections

Real Estate Cycle Banking Credit Growth

Intelligence Profile

TSF Score

53/100

The Vitals · Company Health

Health Indicators

Shenanigan Score

5Clean

Trust Score

The Numbers · Key Metrics

₹403 Cr

The Narrator · StoryTel Intelligence

FY2025Housing Finance — LendingProduct Sales ModelModel:Revenue = Home Loan Book × Weighted Average Lending Rate − Cost of Funds + Processing Fees

Key Insight

“Banking franchise in Housing Finance — Lending.”

The Revenue Story

Net Interest Income of ₹134 Cr on total income of ₹137 Cr.

Total Income₹137 Cr

Interest Earned₹134 Cr(97.8% of Total Income)

Interest On Advances₹134 Cr(97.8% of Total Income)

NII₹134 Cr(97.8% of Total Income)

Other Income₹3 Cr(2.2% of Total Income)

The Cost Story

Cost-to-income ratio at 39.4%. Provision coverage at 0.0% of income.

Operating Profit₹83 Cr(60.6%)

Employee₹37 Cr(27.2%)

Other OPEX₹17 Cr(12.2%)

Cost To Income₹0.00 Cr(0.0%)

Operating Profit

60.6%

Employee

27.2%

Other OPEX

12.2%

Cost To Income

0.0%

Key Metrics

Net Margin

17.8%

vs median 26.0%

Cost To Income

39.4%

vs median 38.0%

The Context · Where does it sit?

Sector Context

The Canopy · Sector KPIs

Sector KPIs

Housing Finance — Lending

KPI	Company	Sector Median
Net Margin	17.8%▼	26.0%
Cost To Income	39.4%▲	38.0%

The Market · What is the market saying?

Market Signals

The Antenna · Media Intelligence

Media Signal

Low Impact

The Numbers · Show me the data

Financials

No valuation data

Historical valuation data not available.

No segment data

Revenue segment breakdown not available.

Financials

Revenue₹152 Cr

PBT₹30 Cr

EPS₹15.56

(₹ Cr)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
	₹152 Cr +21.4%	₹125 Cr +36.5%	₹91 Cr +15.4%	₹79 Cr +7.6%	₹74 Cr +2.8%	₹72 Cr +20.6%	₹59 Cr
	₹3 Cr +63.3%	₹2 Cr -23.3%	₹2 Cr +92.4%	₹1 Cr -58.8%	₹3 Cr +199.4%	₹1 Cr +540.6%	₹0.16 Cr
Total Income	₹155 Cr +22.0%	₹127 Cr +35.0%	₹94 Cr +16.6%	₹80 Cr +4.9%	₹77 Cr +5.6%	₹73 Cr +22.0%	₹59 Cr
	₹124 Cr +23.8%	₹101 Cr +38.2%	₹73 Cr +32.5%	₹55 Cr +3.8%	₹53 Cr +5.6%	₹50 Cr +26.8%	₹40 Cr
Profit Before Tax	₹30 Cr +15.2%	₹26 Cr +24.0%	₹21 Cr -17.6%	₹26 Cr +7.4%	₹24 Cr +5.7%	₹22 Cr +12.6%	₹20 Cr
	₹6 Cr +12.3%	₹5 Cr +26.4%	₹4 Cr -23.5%	₹5 Cr +5.4%	₹5 Cr +9.3%	₹5 Cr -22.0%	₹6 Cr
Net Profit	₹24 Cr +15.8%	₹21 Cr +23.5%	₹17 Cr -16.1%	₹20 Cr +7.9%	₹19 Cr +4.8%	₹18 Cr +26.8%	₹14 Cr
Other Comprehensive Income	(₹0.01 Cr) ↓ Decline	₹0.04 Cr ↑ Recovery	(₹0.03 Cr) +84.4%	(₹0.19 Cr) -129.3%	(₹0.09 Cr) -182.7%	(₹0.03 Cr)	₹0.00 Cr
EPS	₹15.56	₹15.83	₹13.12	₹15.63	₹14.49	₹13.82	₹10.90
Diluted Shares	₹2 Cr	₹1 Cr	₹1 Cr	₹1 Cr	₹1 Cr	₹1 Cr	₹1 Cr
Fees And Commission Income	₹8 Cr +51.1%	₹6 Cr +62.4%	₹3 Cr +163.6%	₹1 Cr -4.0%	₹1 Cr +165.8%	₹0.51 Cr	₹0.00 Cr
Net Gain On Amortised Derecognition	₹0.41 Cr	₹0.00 Cr	₹0.00 Cr	₹0.00 Cr -100.0%	₹0.08 Cr +150.8%	₹0.03 Cr	₹0.00 Cr
Impairment On Financial Instruments	₹2 Cr +15.2%	₹1 Cr -35.8%	₹2 Cr +526.1%	₹0.35 Cr -79.1%	₹2 Cr +72.5%	₹0.96 Cr	₹0.00 Cr