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SRG Housing Finance Ltd. engages in the business of financing housing loans and mortgage loans. The company is headquartered in Mumbai, Maharashtra and currently employs 523 full-time employees. The company went IPO on 2012-08-23. The firm is engaged in providing home loans for construction, additions, alterations, and repair and renovation purposes. The company offers housing loans and non-housing loans. Housing loans provides resident Indian, non-resident Indian and builders’ loan. Non housing loans provides loans against property. Resident Indian includes SRG Dream Home Loan, SRG Home Revision Loan, SRG Construction loan and SRG Plot Plans. Loan against property provides liquidity in hand thus allowing customers to leverage the value of its fixed property. The company provides SRG Wealth Loan, which is offered to salaried persons or businessmen against mortgage of immovable properties for such purposes as may be desired by the borrower, and SRG New Avenue Loan, which is the loan for the purchase and/or construction of a non-residential and commercial property. Its builder's loans include SRG Builder's Construction Loan and SRG Land Development Loan.
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“Banking franchise in Housing Finance — Lending.”
Net Interest Income of ₹176 Cr on total income of ₹176 Cr.
Cost-to-income ratio at 41.3%. Provision coverage at 0.0% of income.
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 10.9%▼ | 12.2% |
| ROCE | 10.1%▲ | 9.7% |
| Net Margin | 18.4%▼ | 26.5% |
| EBITDA Margin | 62.0%▼ | 83.4% |
| Debt To Equity | 2.89x▼ | 2.96x |
| Cost To Income | 41.3%▲ | 38.0% |
Revenue segment breakdown not available.
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| ₹199 Cr +31.6% | ₹152 Cr +21.4% | ₹125 Cr +36.5% | ₹91 Cr +15.4% | ₹79 Cr +7.6% | ₹74 Cr +2.8% | ₹72 Cr +20.6% | ₹59 Cr | |
| ₹0.32 Cr -89.5% | ₹3 Cr +63.3% | ₹2 Cr -23.3% | ₹2 Cr +92.4% | ₹1 Cr -58.8% | ₹3 Cr +199.4% | ₹1 Cr +540.6% | ₹0.16 Cr | |
| Total Income | ₹200 Cr +29.2% | ₹155 Cr +22.0% | ₹127 Cr +35.0% | ₹94 Cr +16.6% | ₹80 Cr +4.9% | ₹77 Cr +5.6% | ₹73 Cr +22.0% | ₹59 Cr |
| ₹160 Cr +28.1% | ₹124 Cr +23.8% | ₹101 Cr +38.2% | ₹73 Cr +32.5% | ₹55 Cr +3.8% | ₹53 Cr +5.6% | ₹50 Cr +26.8% | ₹40 Cr | |
| Profit Before Tax | ₹40 Cr +33.6% | ₹30 Cr +15.2% | ₹26 Cr +24.0% | ₹21 Cr -17.6% | ₹26 Cr +7.4% | ₹24 Cr +5.7% | ₹22 Cr +12.6% | ₹20 Cr |
| ₹8 Cr +35.2% | ₹6 Cr +12.3% | ₹5 Cr +26.4% | ₹4 Cr -23.5% | ₹5 Cr +5.4% | ₹5 Cr +9.3% | ₹5 Cr -22.0% | ₹6 Cr | |
| Net Profit | ₹32 Cr +33.2% | ₹24 Cr +15.8% | ₹21 Cr +23.5% | ₹17 Cr -16.1% | ₹20 Cr +7.9% | ₹19 Cr +4.8% | ₹18 Cr +26.8% | ₹14 Cr |
| Other Comprehensive Income | ₹0.01 Cr ↑ Recovery | (₹0.01 Cr) ↓ Decline | ₹0.04 Cr ↑ Recovery | (₹0.03 Cr) +84.4% | (₹0.19 Cr) -129.3% | (₹0.09 Cr) -182.7% | (₹0.03 Cr) | ₹0.00 Cr |
| EPS | ₹20.69 | ₹15.56 | ₹15.83 | ₹13.12 | ₹15.63 | ₹14.49 | ₹13.82 | ₹10.90 |
| Diluted Shares | ₹2 Cr | ₹2 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr | ₹1 Cr |
| Fees And Commission Income | ₹13 Cr +48.1% | ₹8 Cr +51.1% | ₹6 Cr +62.4% | ₹3 Cr +163.6% | ₹1 Cr -4.0% | ₹1 Cr +165.8% | ₹0.51 Cr | ₹0.00 Cr |
| Net Loss On Fair Value Changes | ₹0.05 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr -100.0% | ₹0.02 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Net Gain On Amortised Derecognition | ₹0.51 Cr +25.3% | ₹0.41 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr -100.0% | ₹0.08 Cr +150.8% | ₹0.03 Cr | ₹0.00 Cr |
| Impairment On Financial Instruments | ₹3 Cr +92.7% | ₹2 Cr +15.2% | ₹1 Cr -35.8% | ₹2 Cr +526.1% | ₹0.35 Cr -79.1% | ₹2 Cr +72.5% | ₹0.96 Cr | ₹0.00 Cr |
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SRG Housing Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
SRG Housing Finance Limited has informed the Exchange about Investor Presentation
SRG Housing Finance Limited has informed the Exchange regarding Allotment of 1350 Shares.
Vinod Kumar Jain has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations,...
The Exchange had sought clarification from SRG Housing Finance Limited for the quarter ended 31-Mar-2026 with respect to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Reg...
SRG Housing Finance Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot along with Voting Results.
SRG Housing Finance Limited has informed the Exchange about Transcript
SRG Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
SRG Housing Finance Limited has informed the Exchange regarding Allotment of 4400 Shares.
SRG Housing Finance Limited has informed the Exchange about Investor Presentation
SRG Housing Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
SRG Housing Finance Limited has informed the Exchange about Credit Rating
SRG Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication regarding Postal ballot notice
SRG Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on April 23, 2026.
SRG Housing Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015