Analyzing...
Loading company...
Nothing flagged for monitoring
“Banking franchise in Housing Finance — Lending.”
Net Interest Income of ₹1,049 Cr on total income of ₹1,059 Cr.
Cost-to-income ratio at 12.7%. Provision coverage at 0.0% of income.
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 6.8%▼ | 13.7% |
| ROCE | 7.6%▼ | 10.1% |
| Net Margin | 15.1%▼ | 26.0% |
| EBITDA Margin | 78.8%▼ | 87.2% |
| Debt To Equity | 4.50x▲ | 3.46x |
| Rev Growth 3yr | -2.0%▼ | 9.6% |
| EPS Growth 3yr | -2.6%▼ | 32.1% |
| Cost To Income | 12.7%▼ | 38.0% |
Historical valuation data not available.
| (₹ Cr) | TTM | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| ₹1,081 Cr +0.2% | ₹1,079 Cr +2.1% | ₹1,057 Cr -5.2% | ₹1,115 Cr -3.0% | ₹1,150 Cr | |
| ₹4 Cr -55.6% | ₹10 Cr -19.9% | ₹13 Cr -10.6% | ₹14 Cr +111.5% | ₹7 Cr | |
| Total Income | ₹1,086 Cr -0.3% | ₹1,089 Cr +1.8% | ₹1,070 Cr -5.2% | ₹1,129 Cr -2.4% | ₹1,156 Cr |
| ₹921 Cr +6.0% | ₹869 Cr +0.4% | ₹866 Cr +3.2% | ₹839 Cr -9.4% | ₹926 Cr | |
| Profit Before Tax | ₹151 Cr -26.7% | ₹207 Cr +1.2% | ₹204 Cr -29.6% | ₹290 Cr +25.8% | ₹230 Cr |
| Exceptional Items | (₹13 Cr) 0.0% | (₹13 Cr) | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| ₹15 Cr -67.4% | ₹46 Cr -12.4% | ₹53 Cr -31.1% | ₹77 Cr +34.8% | ₹57 Cr | |
| Net Profit | ₹136 Cr -15.0% | ₹160 Cr +6.0% | ₹151 Cr -29.0% | ₹213 Cr +22.9% | ₹174 Cr |
| Profit (Owners) | ₹136 Cr -15.0% | ₹160 Cr +6.0% | ₹151 Cr -29.0% | ₹213 Cr +22.9% | ₹174 Cr |
| Other Comprehensive Income | ₹0.50 Cr ↑ Recovery | (₹0.18 Cr) ↓ Decline | ₹2 Cr ↑ Recovery | (₹0.48 Cr) ↓ Decline | ₹0.97 Cr |
| EPS | ₹25.32 | ₹29.79 | ₹28.11 | ₹39.60 | ₹32.22 |
| Diluted Shares | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr |
| Fees And Commission Income | ₹5 Cr -6.7% | ₹5 Cr +6.4% | ₹5 Cr -2.5% | ₹5 Cr +0.2% | ₹5 Cr |
| Net Loss On Amortised Derecognition | ₹0.94 Cr +203.2% | ₹0.31 Cr +106.7% | ₹0.15 Cr 0.0% | ₹0.15 Cr -74.1% | ₹0.58 Cr |
| Impairment On Financial Instruments | ₹66 Cr +299.4% | ₹17 Cr -9.3% | ₹18 Cr +4.5% | ₹17 Cr -85.3% | ₹118 Cr |
No related party data available for this company.
This section will be populated when data becomes available.
No earnings call transcripts available.
National Insurance Company Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeov...
GIC Housing Finance Limited has informed the Exchange regarding 'Intimation of Interest Payment of our NCD ISIN INE289B07131'.
GIC Housing Finance Limited has informed the Exchange regarding 'Submission of Financial Highlights for the year ended March 31, 2026'.
GIC Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
GIC Housing Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations, 2015
GIC Housing Finance Limited has informed the Exchange regarding 'Intimation under Regulations 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015'.
GIC Housing Finance Limited has informed the Exchange about Disclosure under Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 Key Information Document ( KID ) ...
GIC Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication - Submission of Notice in Newspapers regarding special window for transfer and Dematerialisation of Physical ...
GIC Housing Finance Limited has informed the Exchange regarding Submission of Financial Highlights for period ended December 31 2025.
GIC Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
GIC Housing Finance Limited has informed the Exchange regarding Board meeting held on February 09, 2026.
GIC Housing Finance Limited has submitted to the Exchange, the financial results for the period ended December 31, 2025.
GIC Housing Finance Limited has informed the Exchange about change in senior management personnel
GIC Housing Finance Limited has informed the Exchange about Outcome of Investor meet
GIC Housing Finance Limited has informed the Exchange about Schedule of meet
Disclaimer · The Stock Filter is an information platform, not a SEBI-registered investment adviser. All data, scores, and narratives are generated from public filings and AI analysis — they do not constitute investment advice, recommendations, or endorsements. Always consult a qualified financial adviser before making investment decisions. Past performance does not guarantee future results.