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ICICI Lombard General Insurance Co. Ltd. engages in the provision of general insurance products and services. The company is headquartered in Mumbai, Maharashtra and currently employs 12,865 full-time employees. The company went IPO on 2017-09-27. The firm offers insurance coverage for motor, health, travel, home, student travel, and more. Its segments include Fire, Engineering, Marine Cargo, Marine Hull, Motor OD, Motor TP, Workmen Compensation, Public/Product Liability, Personal Accident, Aviation, Health, Credit Insurance, Crop/Weather Insurance and Others. The company offers various products, such as motor insurance, car insurance, two-wheeler insurance, health insurance, ICICI Lombard complete health insurance, health booster, personal accident insurance, international travel insurance, home insurance, marine insurance, business insurance, rural insurance, cyber insurance, third party insurance and crop insurance. The company also offers various services, such as grievance redressal, retrieve quote, intimate claim, marine/property claims, live chat and renew policy.
Nothing flagged for monitoring
“Insurance operations in Insurance — Life & General.”
Premium income of ₹22,264 Cr, total income ₹22,348 Cr.
Claims/benefits ratio: N/A%.
“focused on is to try and see if we can continue to sustain delivering ROEs in that range of 18% to 20%”
“GDPI growth of 8.”
“combined ratio worsened from 113.”
| KPI | Company | Sector Median |
|---|---|---|
| ROE | 16.4%▲ | 11.7% |
| ROCE | -11.6%▼ | 0.4% |
| Net Margin | 0.0%▼ | 2.9% |
| Debt To Equity | 3.56x▲ | 1.92x |
Historical valuation data not available.
| (₹ Cr) | TTM | FY2025 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Gross Premiums Written | ₹30,618 Cr +8.4% | ₹28,258 Cr +29.8% | ₹21,772 Cr +17.3% | ₹18,562 Cr +29.6% | ₹14,320 Cr +5.4% | ₹13,592 Cr -8.1% | ₹14,789 Cr |
| Net Premium Written | ₹23,374 Cr +12.6% | ₹20,761 Cr +33.6% | ₹15,540 Cr +15.2% | ₹13,490 Cr +26.2% | ₹10,685 Cr +10.8% | ₹9,641 Cr +1.1% | ₹9,539 Cr |
| Premium Earned | ₹22,264 Cr +12.4% | ₹19,800 Cr +33.6% | ₹14,823 Cr +13.7% | ₹13,032 Cr +30.1% | ₹10,014 Cr +6.5% | ₹9,404 Cr +12.3% | ₹8,375 Cr |
| Investment Income (Net) | ₹3,547 Cr +12.4% | ₹3,156 Cr +36.0% | ₹2,321 Cr +1.3% | ₹2,291 Cr +37.6% | ₹1,664 Cr +7.9% | ₹1,543 Cr +15.5% | ₹1,336 Cr |
| Other Income | ₹84 Cr ↑ Recovery | (₹20 Cr) ↓ Decline | ₹951 Cr +17.8% | ₹807 Cr +67.0% | ₹483 Cr +352.6% | ₹107 Cr +158.1% | ₹41 Cr |
| Employees Remuneration And Welfare Expenses | ₹1,728 Cr +14.0% | ₹1,516 Cr +39.3% | ₹1,088 Cr +14.5% | ₹950 Cr +29.4% | ₹734 Cr +8.0% | ₹680 Cr +18.9% | ₹572 Cr |
| Other Operating Expenses | ₹1,330 Cr +0.1% | ₹1,329 Cr -61.2% | ₹3,427 Cr +15.4% | ₹2,970 Cr +48.5% | ₹2,000 Cr +24.0% | ₹1,613 Cr +13.8% | ₹1,418 Cr |
| Net Commission | ₹4,484 Cr +16.8% | ₹3,838 Cr +712.8% | ₹472 Cr -25.5% | ₹634 Cr +5.5% | ₹601 Cr +65.1% | ₹364 Cr +63.3% | ₹223 Cr |
| Incurred Claims | ₹15,828 Cr +13.2% | ₹13,987 Cr +30.4% | ₹10,726 Cr +9.6% | ₹9,782 Cr +42.4% | ₹6,871 Cr +0.3% | ₹6,852 Cr +8.6% | ₹6,308 Cr |
| Claims Paid | ₹13,541 Cr +8.4% | ₹12,487 Cr +45.0% | ₹8,614 Cr +12.9% | ₹7,629 Cr +37.9% | ₹5,532 Cr +7.8% | ₹5,129 Cr +5.7% | ₹4,855 Cr |
| Change in Outstanding Claims | ₹2,287 Cr +52.5% | ₹1,500 Cr -29.0% | ₹2,111 Cr -1.9% | ₹2,153 Cr +60.8% | ₹1,339 Cr -22.3% | ₹1,722 Cr +18.5% | ₹1,453 Cr |
| Operating Expenses | ₹23,371 Cr +13.1% | ₹20,670 Cr +31.5% | ₹15,713 Cr +9.6% | ₹14,336 Cr +40.5% | ₹10,206 Cr +7.3% | ₹9,509 Cr +11.6% | ₹8,521 Cr |
| Operating Income | ₹25,895 Cr +12.9% | ₹22,937 Cr +26.8% | ₹18,095 Cr +12.2% | ₹16,130 Cr +32.6% | ₹12,161 Cr +10.0% | ₹11,053 Cr +13.3% | ₹9,752 Cr |
| Operating Profit | ₹2,524 Cr +11.3% | ₹2,267 Cr -4.8% | ₹2,382 Cr +32.8% | ₹1,794 Cr -8.3% | ₹1,955 Cr +26.6% | ₹1,544 Cr +25.4% | ₹1,231 Cr |
| Net Profit | ₹2,772 Cr +10.5% | ₹2,508 Cr +45.1% | ₹1,729 Cr +36.0% | ₹1,271 Cr -13.7% | ₹1,473 Cr +23.4% | ₹1,194 Cr +13.8% | ₹1,049 Cr |
| EPS | ₹55.61 | ₹50.60 | ₹35.21 | ₹25.89 | ₹32.40 | ₹26.27 | ₹23.10 |
| Provision For Tax | ₹887 Cr +9.1% | ₹813 Cr +112.0% | ₹383 Cr -7.0% | ₹413 Cr -14.2% | ₹481 Cr -4.4% | ₹503 Cr -8.4% | ₹549 Cr |
| Non-Operating Expense | ₹58 Cr +491.0% | ₹10 Cr -99.1% | ₹1,045 Cr +28.0% | ₹817 Cr +57.5% | ₹519 Cr +58.5% | ₹327 Cr +204.9% | ₹107 Cr |
| Profit Or Loss Before Tax | ₹3,659 Cr +10.2% | ₹3,321 Cr +57.2% | ₹2,113 Cr +25.5% | ₹1,684 Cr -13.8% | ₹1,954 Cr +15.1% | ₹1,697 Cr +6.2% | ₹1,598 Cr |
| Underwriting Profit Or Loss | (₹1,108 Cr) -27.4% | (₹869 Cr) +2.3% | (₹890 Cr) +31.8% | (₹1,304 Cr) -579.3% | (₹192 Cr) -82.5% | (₹105 Cr) +27.7% | (₹145 Cr) |
| Shareholders Income | ₹3,717 Cr +11.6% | ₹3,331 Cr +5.5% | ₹3,158 Cr +26.3% | ₹2,500 Cr +1.1% | ₹2,472 Cr +22.2% | ₹2,024 Cr +18.7% | ₹1,706 Cr |
| Shareholders Account Other Income | ₹10 Cr -83.6% | ₹59 Cr +35.2% | ₹44 Cr | ₹3 Cr -76.2% | ₹12 Cr -20.5% | ₹16 Cr +8.9% | ₹14 Cr |
| Transfer To Profit And Loss Account | ₹2,524 Cr +11.3% | ₹2,267 Cr -4.8% | ₹2,382 Cr +32.8% | ₹1,794 Cr -8.3% | ₹1,955 Cr +26.6% | ₹1,544 Cr +25.4% | ₹1,231 Cr |
| Shareholders Account Income From Investments | ₹1,184 Cr +17.8% | ₹1,005 Cr +37.3% | ₹732 Cr +4.1% | ₹703 Cr +39.3% | ₹505 Cr +8.7% | ₹464 Cr +1.0% | ₹460 Cr |
| Operating Expenses Related To Insurance Business | ₹3,059 Cr +7.5% | ₹2,845 Cr -37.0% | ₹4,515 Cr +15.2% | ₹3,920 Cr +43.4% | ₹2,734 Cr +19.2% | ₹2,293 Cr +15.2% | ₹1,990 Cr |
| Provisions For Diminution In Value Of Investments | ₹2,287 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Shareholders Account Transfer From Policyholders Fund | ₹2,524 Cr +11.3% | ₹2,267 Cr -4.8% | ₹2,382 Cr +32.8% | ₹1,794 Cr -8.3% | ₹1,955 Cr +26.6% | ₹1,544 Cr +25.4% | ₹1,231 Cr |
| Provisions For Doubtful Debts Including Bad Debts Written Off | ₹13,541 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr | ₹0.00 Cr |
| Non Operating Provisions For Diminution In Value Of Investments | (₹11 Cr) +72.2% | (₹41 Cr) ↓ Decline | ₹79 Cr ↑ Recovery | (₹43 Cr) +35.9% | (₹67 Cr) ↓ Decline | ₹120 Cr | ₹0.77 Cr |
| Non Operating Expenses Other Than Those Related To Insurance Business | ₹69 Cr +22.1% | ₹56 Cr -94.2% | ₹962 Cr +11.6% | ₹862 Cr +52.5% | ₹565 Cr +255.7% | ₹159 Cr +57.1% | ₹101 Cr |
| Non Operating Provisions For Doubtful Debts Including Bad Debts Written Off | ₹0.68 Cr ↑ Recovery | (₹6 Cr) ↓ Decline | ₹5 Cr ↑ Recovery | (₹2 Cr) ↓ Decline | ₹20 Cr -57.9% | ₹48 Cr +794.2% | ₹5 Cr |
No related party data available for this company.
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ICICI Lombard General Insurance Company Limited has informed the Exchange about Schedule of Analyst/ Institutional Investor Meet - Intimation to be held in the month of August, 2026.
ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Allotment of 20957 Shares.
ICICI Lombard General Insurance Company Limited has informed the Exchange about Transcript
ICICI Lombard General Insurance Company Limited has informed the Exchange about Copy of Newspaper Publication
ICICI Lombard General Insurance Company Limited has informed the Exchange about Link of Recording
ICICI Lombard General Insurance Company Limited has informed the Exchange about Investor Presentation
ICICI Lombard General Insurance Company Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
ICICI Lombard General Insurance Company Limited has informed the Exchange about Update on litigation- Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulatio...
ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Allotment of 8186 Shares.
ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Change in Director(s) of the company.
ICICI Lombard General Insurance Company Limited has informed the Exchange about Schedule of meet
ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on Jun 19, 2026. Further, the Company has submitted the Exchange a copy o...
ICICI Lombard General Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on Jun 19, 2026. Further, the Company has submitted the Exchange a copy o...
ICICI Lombard General Insurance Company Limited has informed the Exchange about Credit Rating
ICICI Lombard General Insurance Company Limited has informed the Exchange about update on Pendency of Litigation(s)/dispute(s) or the outcome impacting the Company